Calculating Your Comfortable Family Income in Australia

How much do you need?

I do get asked some quite strange questions at times, but they are usually one-offs. But this one pops up quite regularly and every time it does, there is never enough information given to me to answer it.

moneyEven with lots of information, it would still be an impossible question to answer, but when the question is something like

I’m moving to Australia next month with my wife and two teenage children, what would be a good salary to ensure a comfortable lifestyle for me and my family?

What chance do I have?

Calculating YOUR comfortable family income

Here’s what I think you need to take into consideration when calculating a comfortable family income for you and your family. You might be able to think of many more.

  • Cost of mortgage or rent.
  • Cost of running a car or cars.
  • Cost of food for your family.
  • Cost of utilities; electricity, gas, water and rates.
  • Cost of additional shopping items; clothes, gadgets, health and beauty, jewellery, computers and toys.
  • Cost of insurances, for the home and for private medical insurance.
  • Cost of telephones, both home and mobile.
  • Cost of entertainment items, like holidays, alcohol, digital TV, going out.
  • Cost of unexpected maintenance bills, for your home, for your car and other things that break.

So to answer these sort of questions, you’d have to offer me a lot of information or I’d have to ask you a lot of further questions.

As you can see, it really is an impossible question for me to answer, but you can answer it for yourself.

Check out my page about The Costs of Stuff.

A simple solution.

If you are coming here from the UK though, this works quite well. However much you spend per month over there in pounds, you’ll probably need twice the amount here in Australian dollars. So if you need £4,000 a month in the UK, budget $8,000 a month here.

Sounds stupid doesn’t it? But I bet it wont be far out.

How can I make sure I earn twice as much in AUD as I currently earn in GBP?

Salaries in Australia are higher than those in the UK, by my estimates over 30% higher; click on the third link below under the title “More useful links:” to my post comparing UK and Australian salaries to see how I got to that.

Once your salary is adjusted to Australian dollars and taking into account the high salaries, you will see from the salary comparison charts on that page that it is quite easy to earn double what you earn in pounds in the UK here in Australian dollars.

Check it out for yourself, and I’ve even updated that post with a 2012 version, you’ll see a link to it from the original post.

More useful links:

My report about The Cost of Living “Comfortably” in Australia

My entire category on the Cost of Living in Australia.

My posts about jobs and salaries:

Get an Assessment for an Australian Visa
{ 724 comments… add one }
  • Geetakshi December 3, 2017, 12:48 pm |

    Hi Bob,
    Thanks for sharing detail info on migration to Australia. however if you could specifically help me to get answers to following queries, it would be a great help to me.
    We are currently staying in Singapore on employment pass for last 5 years on monthly salary $9200 SGD. My husband has been offered to move to Adelaide on work permit 457. We are a family of four, husband wife and two kids, age 9, 4 respectively. We have been asked about the offer to be made. Can you guide us as what is the good package to be made on a work permit with two kids studying (inclusive/exclusive daycare fees) in Adelaide.
    Also, is there school fees for foreigners kids there?
    What is the tax scale there in Adelaide?
    Medical for foreigners (family of four)?

    -Just to mention we would be applying for PR ( a process initiated already) soon but it will take another 6 months to come.

  • Genghiz November 22, 2017, 3:35 pm |

    Bob, excellent website. Have learned so much here from you & the other commentators. Thanks for the public service.

    I have a question for you – am considering with an offer of 225+K. I’m grateful. That said, the numbers are lower than compared to my current earnings in USD (and I live in one of the most expensive areas of continental USA).

    From my research so far, housing and cost of living are both higher in Australia compacted to the USA. On the other hand, you do have an excellent public health & education system and quality of life from all accounts is better than the USA.

    Given we are talking about two completely different countries/economies, is the comparison I’m making on top-line income fair or appropriate? Are there other tangibles or intangibles w.r.t. living and cost of living in Melbourne vis a vis the San Francisco Bay Area?

    The reasons driving us to make the move are kids education, being closer to home, and longer term quality of life.

    • BobinOz November 23, 2017, 6:44 pm |

      Well, yes, I think you are spot on. Firstly, that is an excellent salary, so you will have a pretty good lifestyle on it. Housing is probably more expensive here in Melbourne, although I do know that houses are also very expensive in San Francisco. As for cost of living, I have done a few price comparisons with the US, here is one of them…

      Definitely worth a read, including the comments. I think moving to Australia would be great for you and your family, we do have a great public health system, assuming you qualify, as well as an impressive education system as you have noted.

      Australia is safer as well, we don’t have guns as readily available as you do in the US. See…

      So all in, yes, I do believe you would have a much better quality-of-life here. Good luck whatever you decide, Bob

      • Prashant November 25, 2017, 10:10 am |

        Thanks Bob. Appreciate the comment & links. Everything is pointing to our move Down Under so looking forward to our next adventure.

  • Aarati Malhotra November 21, 2017, 12:15 am |

    Hi Bob, I am a single mom in India with a 14 year old Son. I have been offered a job in Melbourne with monthly salary of $4000. Initially I would be going alone and saving money for my son’s education. I have 2 questions
    1. Is the salary offered enough? If not, then what should be the ideal salary for me to survive a decent lifestyle and save enough.
    2. What would be the correct age or grade for me to move my son with me?

    Looking forward to your guidance.

    • BobinOz November 21, 2017, 5:25 pm |

      $4000 a month is not a good salary, I believe the average salary in Australia at the moment is pretty close to double that. Melbourne is also one of our most expensive cities, housing costs have spiralled over the last few years and therefore the cost of accommodation is high.

      So I think you would struggle on this salary, I’m not even sure you’d able to get by let alone save. It’s too difficult to put an exact number on what would be a good enough salary to do what you want to do.

      As for the grade your son would go into, that’s all explained on the following page…

      Good luck, Bob

  • Rod November 19, 2017, 6:17 am |

    Hi Bob

    I just want to ask if i can survive with this amount offered to me? Im alone going there and had an offer in Syndey for AU$54000 a year for the first 3 months plus computer and car and phone. Do you think this is enough for me since im still going to study english language for my ielts exam? Im going there with a short term professional visa and then upgraded to 457 if i will pass the required ielts band.
    By the way Im from Philippines and current working here in Riyadh.


    • BobinOz November 20, 2017, 7:58 pm |

      As you are no doubt aware, Sydney is our most expensive city and accommodation costs are through the roof. I’ve not looked, so I’m kind of guessing, but I would think just renting a room in somebody else’s house would probably set you back $250 a week.

      54k is not a good salary, certainly not for Sydney, so I think it will be quite a struggle for you. Before you make the decision to come here, I think you should spend some time working out your personal budget and my pages The Cost of Living in Australia of Everything and Cost of Buying or Renting a House in Australia will help you with that.

      Good luck, Bob

  • Keyshia November 3, 2017, 6:04 am |

    Hi Bob. I’ve received a job offer for 70 000 per annum incl super in Brisbane (Moving from South Africa). It is just my husband and I – we dont have any kids. My husband plans to study a trade during the first year of our four year visa. Do you think that this is a sufficient amount for us to survive on?


    • BobinOz November 3, 2017, 8:25 pm |

      Yes, I think it will be enough, plenty people do survive on that kind of income. With careful budgeting and by keeping your accommodation costs low, I think you can live quite reasonable lifestyle on your income alone.

      By the sounds of it, the plan is for your husband to start working some time after 12 months or so, and with two incomes life will become much easier. But you can certainly get by for a year or two on what you will be earning.

      • Keyshia November 10, 2017, 12:00 am |

        Thanks Bob. Because this is an audit position where i will mainly be out at clients and not necessarily stuck in one location, we are looking for something away from the city that still has easy access to the city via public transport. Our budget for rent is around 370k per week. Could you recommend some areas if you know of any

        • BobinOz November 10, 2017, 7:56 pm |

          Have a look at my main page about Brisbane, plenty of suggestions about suburbs there.

    • Martin November 7, 2017, 4:13 pm |

      Just be aware I came over with Mrs and 7 month old to rural Victoria. What I will say is 70000$ (Also being my salary) sounds great but doesn’t go nearly as far as you’d expect it to. You won’t be on the breadline but you also won’t be able to fully take advantage of the Aussie lifestyle without watching the pennies.

  • Akshay October 23, 2017, 4:35 pm |

    Hey Bob , hope you are fine mate!

    I am in a situation where I am a little confused. I have got a 457 – Long term visa and I am planning to move to Australia next year. I along with my wife and mom will be moving to Australia ( Melbourne in particular ) with annual package of 92500 ( including super ) and getting a joining bonus of roughly 5k + Annual bonus as well. I am trying to understand how good or bad the salary is keeping in mind that my wife would not earn for initial 6 months and I have two dependents staying with me.

    Also , which areas would be best to move into where I can also find some Indian Community as well as its closer to the city as well (3000 ).

    Awaiting reply.


    • BobinOz October 23, 2017, 7:26 pm |

      Well, it’s a pretty good salary, so assuming you can keep your housing costs sensible, you will be able to get by on that income. With good budgeting, I would think you could get by on that indefinitely, but if you are suggesting your wife may be able to start work after six months or so, that would make your life much more comfortable.

      If you check out my page about Which Suburb?, you will see a link towards the bottom about where immigrants from various countries tend to locate to in each city. That will tell you which suburbs in Melbourne have Indian communities.

      It’s also worth looking at the comments on my main page about Melbourne as well for more advice on the suburbs.

  • ed October 9, 2017, 11:11 pm |

    Hi Bob,

    Thanks for your fantastic website – there is so much great stuff here! Almost too much, as I’m trying to digest it all.

    You said if you are on £4k, then budget for $8k, i.e. a multiplier of 2. I read elsewhere on the internet that in material terms, people should think about a multiplier of about 2, i.e. if you are on £100k salary in London, you should seek $200k salary in Melbourne.

    However, I guess much of the multiplier was written when £1 used to get you about $2. Now the pound has fallen. So, the same £100k London salary is now about $170k in simple currency conversion terms. Do you still think a multiplier of 2 is right and good?

    I’m minded that rent is quite high in Melbourne compared to my mortgage payment here, and also I seem to think kids have to pay school fees in Melbourne as we’d be on 457 visa, plus medical insurance. These can quickly add up. Any advice on these issues would be most appreciated!

    Many thanks!

    • Mark October 10, 2017, 6:28 am |

      Hi Ed

      The 1 x 2 is not a bad place to start its not perfect but unless you want to analyze everything down to the cent/penny before arriving which I am sure you dont then stay with it. but yes if asking for a salary then its a huge chunk maybe the calculator is wiser on that.
      You dont technically need medical, a doctor I have met recently from UK said nothing wrong with medicare..he may be right for some things. 457 is free schooling in Victoria, well free bar the usual books trips etc etc and of course state schools only.
      You will find a decent rental around 2500 a month here so under 1 x 2 £1250 under current exchange 1488.00 ish but its all subjective to where you want to live etc etc…Eg thats the bit you can change yourself so decide where you are looking then look for house then look at salary and so on as to whether you will live your comfortable lifestyle. The idea being to stop comparing exchange rates at some point. You will still do it, compare that is, Ive just come back from 4 weeks in So Cal and I am now comparing again.
      Hope this helps for now…

      • ed October 10, 2017, 7:07 am |

        Hi Mark,

        Great to know that state schools will be free for Visa 457 holders – although I read somewhere saying 457 holders will no longer enjoy this, but having to pay.

        Thanks for confirming the rent. It’s reassuring. I have been looking around and have seen pretty nice places in areas such as Camberwell, which I gather is meant to be a superb area.

        All in all, looking at other threads, it seems to suggest that once you’re above the Australian average income, you should count your luck and be happy with it. If you’re on more than $100k, then you should really be appreciative. If you’re on around $200k, count your blessings.


        • Mark October 10, 2017, 9:01 am |

          It may be changing, so many things do here at times re the 457 school fees…but then the whole 457 make up is due to change from March 18 anyway..
          Camberwell is slightly overrated in my opinion the house prices are a touch high for your surrounds but its close to the CBD if thats what matters, maybe its closer proximity to Toorak is driving prices . Its quite hilly but does have great public transport access but its also busy have to ignore my cons (pros) at this point..Id personally be looking further south as I prefer quiet and country…You have the Chadstome mall on your doorstep and two freeways, its just getting to them rush hour and so on.
          If you cant manage on 150k here you may have to cut back on the maid and having the yacht serviced…Only my sense of humor

          • Ed October 10, 2017, 4:55 pm |

            Hi Mark,

            Thanks for your reply. I didn’t know 457 visa is going to be replaced. I had a look on the internet and will pick up the issue with my agent.

            When you said you’d prefer somewhere further south, which areas do you mean? I’m thinking about somewhere within 40mins public transport access to CBD where my work will be. Ideally within cycling distance and Camberwell seems to be.

            As for maid and yacht, fortunately I see little point in both. Just as well, from what I can gather, that requires a bit more than 150k AUD. Not sure what amount, perhaps 1.5m?


            • Mark October 10, 2017, 6:31 pm |

              Well to be precise 457 is being revamped quite a bit, I cant remember whether the number is changing…Its all featured on this website I imagine under visas without looking
              Have a look on the Melbourne page (menu at top drop down) and trawl down to posts from I think it was Kirsty and Carol C it covers most of my preferred areas but in short anywhere down the coastal edge so with your 40 minutes maybe Blackrock at a push Mordialloc and of course anywhere in between…I prefer quiet though so opted to go further still down on the Mornington peninsula… Ive never heard one bad word against that area..
              You are looking at an hour commute though but as they say Location ” ” I opted for that for a home and suffer the drive though I dont have to do it daily…Im not a work cyclist at all a bot for leisure with children but would really not fancy cycling on rods from Camberwell You of course maybe a seasoned cyclist which makes a massive difference its probably safer here than London…
              Sorry about my sarcasm its only my sense of humour over egging the point as yes it would be far more. I was trying to reassure you you will be fine on a 150 mark easily
              PS you can of course take your bike on the train here
              Cheers Mark

              • BobinOz October 10, 2017, 8:50 pm |

                Hi Ed, Mark

                Here’s a link to the 457 visa changes, is wasn’t actually in the menu under Visas, but it should be, nice idea Mark. So, as Kenneth Wolstenholme once famously said, ‘…It is now!’ Anyway, save you wiggling your mouse too far…


                With lots of changes going on, it’s difficult to know whether education will remain free in Victoria for those on these temporary visas, we shall see. As for medical insurance, Mark is right in as much as the public system is pretty good here, but I think you’ll find that it is a condition of these temporary visas that you do pay for private medical insurance. Your MARA agent will be able to confirm.

                On the matter of earning two dollars for every 1 pound in order to be as well off, the exchange rate doesn’t really affect this rule of thumb calculation. £100,000 is £100,000 and $200,000 is $200,000 in their respective countries, the exchange rate does not affect that. If you sell your house and all your belongings and move to Australia permanently, then yes, only getting $1.70 instead of two dollars or more when you exchange your money is a bit of a downer.

  • Brad September 22, 2017, 10:40 pm |

    Hi Bob,
    I’m considering an offer of $120,000 inclusive of super in Melbourne. I have a family of 4, and my wife would probably not work (at least at first). I’m coming from the States, so the cost of living will skyrocket for us. I’m well aware of that. What I’m still unsure of is: will we be able to be comfortable, enjoy some entertainment and still able to save on $120k?


    • BobinOz September 25, 2017, 7:22 pm |

      As you probably know, Melbourne is our second most expensive city and housing costs are quite high. This is the key, how much will you be spending each week on accommodation? Without knowing that, this is an impossible question for me to answer.

      Are you buying or renting? If buying, do you have a big deposit? Have a look at my page Cost of Buying or Renting a House in Australia and see if you can work out what your accommodation costs will be, and if you can keep them low, then you do have a chance of being reasonably comfortable.

      Another consideration is how much are you currently earning in the States? If you are on a similar wage, and your housing costs are low, then yes, you will take quite a hit on the cost of living.

  • Vamshee d September 16, 2017, 11:05 pm |

    Hi Bob

    I am expecting an offer of Aud 95k +17% super in new castle, nsw.
    If this a good salary in your opinion for a risk officer?
    We have 2 kids and my wife might take up work 2 years later.
    Your thoughts pls.

    • BobinOz September 18, 2017, 4:44 pm |

      I don’t know if it is a good salary for a risk officer, I don’t know what risk officers earn. My page Getting a Job or a Sponsorship does have a link on it where you can check average salaries for occupations.

      Generally speaking though, that is a good salary, it’s above-average, for sure. You will be fine on it, and if your wife does start working in a couple years, you will be very comfortably off.

  • Ketan August 23, 2017, 3:28 am |

    Hi Bob,
    I am an IT professional from India & i have a offer from Melbourne of 63000 AUD per year. I would me moving there with my wife. Can you please suggest if this is a good salary considering the tax that i will have to pay, to leave in Melbourne city with an average lifestyle(1 Bedroom apartment, public transport, home cooked food, hangout on weekends ) ? Also, My wife is also an IT professional, so will it be easy for her to get a job there ?

    • BobinOz August 23, 2017, 7:47 pm |

      Well, I can never predict whether anybody would get a job when they get here, but there are more vacancies in Melbourne than there are in many of our other cities and IT professionals usually do well. So she has a chance, but no guarantees.

      As for that salary, it is below the national average and Melbourne is quite an expensive city, so I think it will be tough, but I also think you should be able to get by if you budget carefully and keep your accommodation costs down.

      I think you will need that second income though to make life a bit more comfortable. If I were you, I would do some thorough research and try to work out your budget, my page The Cost of Living in Australia of Everything will help you with that. You also need to consider how well off you are at the moment in India, do you live a luxurious lifestyle?

      What I’m saying is, if you’re struggling a bit there financially you may as well come here and struggle instead, but if you’re fantastically well off in India, then you perhaps need to think how much you really want to live in Australia.

      • Ketan August 24, 2017, 12:07 am |

        Thank you so much Bob, for your valuable feedback. I really appreciate it.

  • Leon Botes August 21, 2017, 8:38 pm |

    Hi Bob,

    Awesome website..we are in the process of our 2 year 457 visa…Brisbane will be our place. I’ve got a couple of questions:
    We are a family of 5 (myself, wife and three kids ages 1,4 & 8.) My wife has been offered an annual salary of 80000 plus super, she’ll most probably clear about 4700 monthly. The first couple of months I’ll be a stay at home dad till we settled in. Would the above salary be sufficient? what would be a good combined salary be to live comfortably? what area is good for family leaving, schools with nearby parks and local activities? what is a reasonable amount to pay for rent 3 bed, 2 bath?

    Leon Botes
    Durban, South africa

    • BobinOz August 22, 2017, 9:16 pm |

      80k is a pretty good salary, so yes, you will get by on that as long as you budget well, given you also have three children. If you can add a second income though, you will have a comfortable lifestyle if you can earn $50k or more year.

      You can still rent in some suburbs for around $400 per week, maybe even less, but I’d budget around $450 or more if you want to live in a decent area. Where you go though, that very much depends on where you will be working.

      May I suggest you have a look at my main page about Brisbane and have a read of the comments as there is a lot of talk about the different suburbs and what they are like.

      • Leon Botes August 22, 2017, 9:58 pm |

        Thank you Bob

  • Bivor August 11, 2017, 1:30 pm |

    Hi Bob,
    I am thinking about moving to Australia from Chicago. I am recently working as a Validation Engineer in Pharmaceutical industry for almost 5 years. I heard Australia is far more better than United States. Any Idea what kind of job package should I look for?

    • BobinOz August 11, 2017, 8:04 pm |

      No, I don’t, but there are some useful links on my page called Getting a Job or a Sponsorship.

      One of them will help you work out the salary range for what it is you do, so that I help you decide what you want to ask for. I think it’s under the title of how much will you earn in Australia.

  • Teju July 29, 2017, 1:23 am |

    Dear Bob,

    This website is really very helpful. I would like to ask you about will we have to face any problem about our 8 years old son after immigrated to Australia as we both are working?

    • BobinOz July 31, 2017, 7:34 pm |

      Most schools offer after-school care up to about 6 PM, I think and I think you can also do an early drop-off with some of them. I also think you will have to pay for this service, but check with the school you intend to send him to.

  • Andrew July 25, 2017, 10:55 am |

    Hi Bob,
    I’m considering applying for a job in Brisbane that pays 92K. I will have an infant daughter and a wife, and will be the sole breadwinner of our household. Will it be tight living?

    • BobinOz July 25, 2017, 11:21 pm |

      No, I don’t think it would be tight at all, a better word would be reasonably comfortable. Or slightly better than average. You won’t be rolling in it, but you won’t be poor either. If you’re coming from the UK, I reckon it’s the equivalent of earning £46,000 a year.

  • Prashant Parwe July 19, 2017, 3:10 pm |

    Dear Bob,
    I have got offer from Australia perth and monthly salary would be 4150 AUD , i dont know the expanses in perth, i want to leave with my wife and daughter in Perth
    So can you pls help me in this regards

    • BobinOz July 21, 2017, 6:57 pm |

      That’s a tiny bit over $50,000 a year, which isn’t a great salary for Australia. Last time I looked, the average salary was around $75,000-$80,000 a year. So if you are going to do this, you will need to have a tight budget, and keep your accommodation expenses very low.

      It’s probably doable, but it won’t be easy. My page The Cost of Living in Australia of Everything will help you work out your budget.

  • John July 13, 2017, 6:58 pm |

    Hi Bob,
    I’ve been offered a job in Sydney (CBD area) with an annual salary of 110k. My wife and I (no children for now) are currently living in the UK in Reading on a salary of around 50k GBP. Do you think the 110k are sufficient to maintain our standard of living?

    • BobinOz July 14, 2017, 7:18 pm |

      I think the key to that John is how much will you be paying for accommodation in Sydney compared to what you are currently paying now in Reading. Housing is hugely expensive in Sydney, but if you can manage to keep those costs similar to what you’re currently paying, then I think your standard of living will also be very similar.

      If you have to pay through the roof for accommodation in Sydney compared to what you’re currently paying, then that would be a different story and you might find it a bit of a struggle.

      You can research house prices on my page Cost of Buying or Renting a House in Australia.

      Hope that helps, Bob

  • Kango July 8, 2017, 5:58 pm |

    Hi Bob,

    Myself and my wife just moved to Qld – town of about 21000 in the North.

    I will earn 95 000 k a year and get a rental subsidy of 25%. Do you recon we will be ok with a single income?

    • BobinOz July 10, 2017, 6:20 pm |

      I’m pretty sure you will be fine, that’s a very good salary and the two of you should live well on it.

  • Keerthi July 7, 2017, 7:03 pm |

    HI Bob and all,

    Greetings ☺️

    I am really glad that i found your blog about every detail in Australia.. It is perfectly helpful. So coming to my regards, myself and my husband just initiated d the process of getting PR and planning to settle down in australia that is now a huge decision for us. We are indians, though presently residing in switzerland. We are IT professionals..

    Getting visa and decent job in AUS is in other hand now, before that i would wanted to know if Australia in every terms like education, medical insurance cover, expenses (i have gone through ur article)
    Is in good place and also it would be better for us to save money above all our expenses..!!

    Yeah..i know that im very general.. With out any detailed information.. But my basic question is whether AUS good place to settle and save money(INDIAN) … Provided getting a decent IT JOB..!??

    • Keerthi July 7, 2017, 7:09 pm |

      As you have already know.. Switzerland wages are pretty high and we felt very comfortable over here.. But our visa term is coming to an end here..

      That is why we now chose AUSTRALIA..
      Our main objective is to have a simple, peaceful, nature bounded life and provide good quality education to our kids and save some money..!!

      Is our decision favourable?

      • BobinOz July 7, 2017, 8:05 pm |

        Well, you’ve got to choose somewhere, and Australia is a fine country still, providing you can land a job. That’s not easy these days, particularly for new migrants, see…

        And be sure to read the comments. If you can find work though, yes, it’s possible to save money here and live a decent life. I’ve written plenty of articles about that. I would say finding work is your biggest risk, and whether you are able to find work or not is impossible for anyone to predict.

        Good luck, Bob

        • Keerthi July 9, 2017, 11:51 pm |

          Thank u so much bob…!! Yeah job is biggest task… Hoping for all good😊

  • Faheem siddiqui July 5, 2017, 1:41 am |

    Hi Bob
    I’m from India coming this October to Mc gravatt to Griffith university as my wife is coming to study there master of education and i have a son 3 year’s old.
    So how will be the weather and can i get the job there to survive.
    Please suggest me

    • BobinOz July 5, 2017, 6:19 pm |

      I’ve written many articles about the Australian weather and on my page about Brisbane there is a weather chart which you will find useful. No guarantees of a job here, they’re not easy to find at the moment, some find work, some don’t. See Getting a Job or a Sponsorship.

  • Pranav July 2, 2017, 3:48 am |

    Hi bob…im thinking of studying a degree which fetches me a job paying around 40000 aud per year for start and upto 80000 aud per year with exp. Im single. Should I give a try.
    The city and university are not finalised yet. I am anxious if it is worth.

    • BobinOz July 2, 2017, 7:55 pm |

      $40k per year would be very difficult, but doable as it’s just you and your own. You would need to budget very carefully though. $80k per year would be a pretty good salary for a single person. Whether or not you should give it a try though, well, only you can decide that one 🙂

  • Laura May 24, 2017, 1:19 am |

    Hi Bob

    Your site has really helped me learn about moving to Australia. I have been searching the web loads over the last few weeks to try to find a ball park figure of what the monthly bills would cost.

    I am currently in talks with a company about potentially moving over to Griffth NSW. My salary would range from $70000 to $90000 basic plus commision. Looking at the rent I think we are budgeting for around $300 a week as it seems to get you a half decent 2/3 bed there for us to see how living there goes. We would be renting out our property in the UK.

    I have been trying to find info on rates and utilities and I think I have sussed the rates ($1400ish a year for Griffith) but struggling to find out anything to do with gas, electric and water charges.

    Have you any idea what a suburban town in NSW would average at? Or can you point me in th right direction to anyone that can?

    Thanks a lot


  • Lucy May 13, 2017, 12:22 am |

    Hi Bob,
    I live in Angola, Africa and my best friend and I want to move oversees and we are thinking Australia as an option.
    We currently moving in the country´s capital Luanda which is considered to be the most expensive city in the world second to Hong Kong, (if not mistaken). So not only living here it´s expensive and but also health care is not great, nor is education unless you have someone to sponsor you to study overboard or you get a scholarship. However despite all of that almost everybody here as an entrepreneur mentality, that is how most people get by. If you have a steady Job, most people don´t simply rely on their salary they do a “business´´ aside. My friend and I have had the opportunity to study oversees, she studied in Portugal and South Africa i had my education in the USA. So there is a saying here that if you can make in Luanda you can make it anywhere. So we are thinking of migrating to Australia and to live there as permanent residents. We want to apply for the PR visa together and rent a place together so that we can share the expenses since we don´t know anybody there. What do you think are our chances of getting a PR visa? My friend has bachelor degree in as a Biochemistry and I although i don´t have a degree of any kind i I do have lots of experience working with children and currently i work at a travel agency, but i don intend on pursuing a career in the beauty industry, which i already have taken some courses here and i´m practicing the field on my off hours. i want to know if there´s any chance of us obtaining this visa. i have a house here and would rent out the house to help with the expenses in Australia. what is the advice you have for us.

    • lucy May 13, 2017, 12:25 am |

      Sorry i meant to say i currently live in Angola, Luanda. We are from Angola and live in Luanda and want to move to Australia.

      • BobinOz May 15, 2017, 5:13 pm |

        Lucy, your question is way off topic for this page which is about estimating a comfortable family income to live in Australia, it’s not about visas.

        I do have lots of pages about visas though, but I don’t ever comment on anybody’s chances of qualifying for one, only MARA registered migration agents can accurately do that. See Would I Qualify? for more information about that.

        • Lucy May 15, 2017, 8:31 pm |

          thanks for your honest answer. I also have one question for you. How do Australians treatment towards black people? Are there many black people in Australia?

        • Tarun May 19, 2017, 4:38 am |

          Hi Bob,
          My wife recently got a offer from Syndey and they are paying 10 k AUD p.m and Accomodation is company paid.
          So will we able to survive with this salary..We have in total of 3 members

          • BobinOz May 19, 2017, 7:35 pm |

            Yes, being as you have your accommodation all paid for, I think you will be just fine. In Sydney it’s the housing costs that can be crippling, but you won’t have any. $120,000 per year is a pretty decent salary here, so I think you’ll enjoy a reasonably good standard of living. Good luck, Bob

  • Ashok May 5, 2017, 8:21 pm |

    Hi Bob

    My PR is nominated by SA and my visa doesn’t carries any conditions. So I decided to start up in Bendigo, Victoria. But I wanted to know if I will face any problem in bank account opening, Centerlink and Medicare registration in different state than the nominated state?

    • Mark May 6, 2017, 8:09 am |

      If when you say its nominated by SA then yes you could face far bigger problems than you have mentioned . I am no expert, for that you would need a Mara agent. Its my belief if nominated by the state you will need to show them you.
      1 Live in the State
      2 Work in the profession you was nominated in and this has to be for a certain period of time.
      I would suggest you have a look on the SA website
      The conditions may not be written on the visa but that does not mean there are not any, All the nominated states work differently but in Victoria they will email asking for details and even other items to check that you are in the profession you nominated for and you are living in the state and other things. .From my understanding if I was you and as you suggest you are already set up that will be difficult but I’d be looking for a house and job in SA rather sharpish and then asking SA what they need in return for your nomination…
      You may have heard this last week of the Australian being held by USA border for 90 minutes overstay… that wasn’t exactly correct…He was not keeping in the ‘spirit’ of the visa that was issued to him. Nothing really to do with the 90 minutes. That was just press making it a story line. He was using a visitor Visa as a sort of long term residence visa in USA …Not what the visa was intended for. Now I know its a different country but I think Australia;s SA would say your visa was intended for you to become part of the SA community if you follow…Keeping in the ‘spirit’ the visa was issued for. I personally feel you may be putting your whole visa in jeopardy. I am not even sure as you mention below a job, if the potential employer may be in any trouble. You may however be able to ask Vic to pick up the nomination but as I say I am no expert, you may need a MARA agent or even a Lawyer. .

      • Ashok May 6, 2017, 3:54 pm |

        Hi Mark

        Thanks for your response. It sounds alarming but my intention was not to spoil the spirit of the visa provided but to enter Australia with a job instead of coming there and struggling to find a job. I agree in other way that they issued the visa so I need to keep my commitment with them. It’s a tough decision to take especially when I have applied 200+ jobs in SA which are not successful whereas I have a job in hand with pretty good wage considering the location. MARA agent’s response was diplomatic stating I may start in other state but I should reconsider later to return to the state nominated. I’m really confused now with my situation and trying all my sources to know
        More details about this. Final thing I will do is to inform department and request for their opinion before I decide anything. Kindly share some more info if you got

        • Mark May 6, 2017, 7:58 pm |

          I did say it was perhaps difficult a situation…. I hope its not for you…. perhaps asking the department is best but I am a little perplexed by the MARA agent…bit sitting on the fence answer. I have found since being here there are rules but many times no one knows what to enforce or the like…I hope it works out for you, as you say and Ive heard elsewhere jobs are not so easy in SA. Good Luck

          • Ashok May 6, 2017, 9:15 pm |

            Thanks Mark for consoling response and hoping it will work out for me without any issues. I’m just concerned with current reforms the government is taking on Expat Visas. I will be in touch with department early next week and get their final opinion before I book my ticket. Hoping others who see this thread can throw some light as well

            • BobinOz May 8, 2017, 6:15 pm |

              I think the answer to this question is pretty straightforward, the information is clear to see on the government’s website if you look up the details about the 190 visa. If you look at the ‘about this visa’ page and then under the heading ‘Nomination by a state or territory government’ you will find the terms and conditions that apply to your visa and the top two are ‘live in the nominating state or territory for a specified minimum time’ and ‘tell the state or territory your address, both before and after you arrive in Australia.’

              So I think it’s pretty clear that if you locate in Victoria you will be in breach of the terms under which your visa was issued, but what the consequences of doing that are I don’t know and I’m not sure anybody will give you a clear answer on that one.

              Hope that helps and good luck, Bob

  • Ashok April 14, 2017, 9:20 pm |

    Hi Bob n all

    I have been offered a job in Bendigo with a package of 90k$ + Super. Will it be enough to survive there with my wife and 2 years kid?

    • Mark April 15, 2017, 9:03 am |

      I have no idea about living in Bendigo but I imagine rental of houses and in general costs will be a lost less than Melbourne On that basis you will be fine…

      • Ashok April 15, 2017, 11:56 pm |

        Thanks Mark! Good to know the rents are
        Lower than Melbourne. Hoping it will be a nicer place for start-up..


        • BobinOz April 17, 2017, 9:41 pm |

          Yes, I would think that 90k is a pretty good wage to be earning in the small town like that, so I think you will be okay as well. You can check the costs of housing through my page Cost of Buying or Renting a House in Australia.

          • Ashok April 17, 2017, 11:07 pm |

            That’s great to hear Bob! I’ll take things ahead with them. Please do let me know if you have any more info about living in Bendigo

  • Bunny April 7, 2017, 5:01 pm |

    Hwy bob, hope u r doing fine! I would like to know that i am planning to visit my husband on tourist visa by June. So my question is can my parents-in-laws sponsor me for my whole trip as a gift. Also how much funds do i need to show in my account for the trip. M working right now and i have my salary slips and tax returns with me. Can u plz suggest that how muxh funds should be in my account and if my in-laws can sponsor me for the trip or not.

    • BobinOz April 7, 2017, 9:12 pm |

      No, I’m afraid I can’t answer these questions. These are specific questions about visas and eligibility and I am not able to answer those, only MARA registered migration agents can help with that. See Would I Qualify?

  • vaibhav April 3, 2017, 7:35 pm |

    hi bob,
    I have been offered a salary of AUD 120,000 p.a. from a company in sydney. Would it be sufficient to support the family of 3 people? Its just me, my wife and a kid who is in kindergarten.

    • BobinOz April 4, 2017, 9:38 pm |

      It’s a good salary, much higher than the Australian average, but Sydney is an expensive city particularly for accommodation. Just keep your rental/mortgage costs under control as well as transport costs and I’m sure you will be fine.

      Bear in mind though that everyone’s budget is different, so it’s probably a good idea to work out yours with help from my page called The Cost of Living in Australia of Everything.

  • Nathan April 2, 2017, 7:02 am |


    I am a single person. Soon to live in WA (Kimberly region). Fully furnished Accommodation with telephone and internet services. Fully maintained vehicle. 4 Weeks Leave plus Travel Allowance. 3 Weeks remote leave plus Travel Allowance. Yes, I know if I can survive on this then there is something seriously wrong but I’m really looking at saving as much as I can also. I’m hopeless with money. Any advice?

    • BobinOz April 4, 2017, 6:51 pm |

      Well, difficult to advise, you haven’t said what your salary will be Nathan 🙂

      The Kimberley region is supposed to be absolutely beautiful, a must see destination for tourists. Very remote though, I can’t imagine there is too much to do up there or to spend your money on. So I reckon with all those allowances you should be able to save a huge chunk of your income.

  • Mango March 29, 2017, 7:36 am |

    Hi Bob,
    I got an offer for a job in Sydney.
    It base salary will be ~215K. We have a baby 9 months old.
    We will have to migrate to Sydney Australia, so I’m a little bit afraid that after taxes the total income of my job won’t be enough.
    We are not looking for expensive car or renting expensive house, but we would like to live in a good place and enjoy our time. Maybe even save some money ( as we are doing today in our country)
    What do you think?

    Thanks a lot

    • Jam March 29, 2017, 1:48 pm |

      A salary of 215k should give you just over $11,600 per month after tax. Mind if I ask you what industry you are in?

      • BobinOz March 30, 2017, 12:17 am |

        Quite a few people tell me what salary they are going to get when they come to Australia, 215k is the highest I’ve heard so far. It’s a fantastic salary, no wonder Jam wants to know what industry you are in 🙂

        Crikey Mango, if you can’t survive and do well on that, even in Sydney, then there is no hope for any of us. In other words, I think you will be fine.

        • Mango March 30, 2017, 2:32 am |

          Thanks a lot.
          It is Cyber/Security senior role.

          • Mark March 30, 2017, 9:49 am |

            I am assuming that’s AU dollars at 215..OK well you will have to cut down on the all night parties the limo rentals and the luxury yacht may have to go as you may struggle with the upkeep but apart from that you should manage OK

  • Fawad March 7, 2017, 1:13 pm |

    Hi Mark, I am an IT Professional I have been offered a salary of 54000. Im from pakistan, I have a wife and two kids, would this be ok for Perth?

    • Mark March 7, 2017, 3:29 pm |

      Personally No I cant see many surviving on that even if you was as frugal as anything..I dont live in Perth but id be amazed if anyone who does come along from there and says different

      • BobinOz March 7, 2017, 8:56 pm |

        Yes, I also think that $54k a year would make it very difficult to get by, but I think some people do. There was a really interesting comment made by somebody calling themselves ‘Heythere’ and somebody called Elsie, amongst others, responded.

        It’s an interesting conversation and just shows you how differently people view things and can budget when they need to. You can read the conversation here.

      • Katie December 2, 2017, 9:26 am |

        Hi Bob,
        I currently live in Phoenix, USA with take-home salary 40000 USD annually. I got an offer from Perth with 120,000,00 Australian Dollar(including super) annually BEFORE TAX.

        I am a single woman. I wonder is it a good salary? Can I afford a car and house? and are there many cute guys in Perth ? -_- JK, it doesn’t matter.

        Thank you very much!

        • BobinOz December 4, 2017, 4:32 pm |

          That’s a very good salary Katie, I think the average salary in Australia at the moment is somewhere around $80,000. So there is no reason why you shouldn’t be able to afford a car, and providing you can save a deposit and qualify for a mortgage here, there’s no reason why you shouldn’t be able to buy house either.

          As for the cute guys, well, maybe there are 1 or 2 up that way 🙂

          Good luck, Bob

  • 7402 March 2, 2017, 12:27 am |

    Hi! Bob

    I am from Malaysia.. Have been offered a job package 90k per annum in Melbourne.. Could not make up my mind whether this will be sufficient for a family of 4. Have 2 kids doing primary school..

    Understand that rental is on the high side in Melbourne.

    Would like your advise will we be able to survive comfortably with on this is very subjective but base on your experience and with so many readers telling writing to you.. What is your thoughts.. Thanks

    • Mark March 2, 2017, 6:53 am |

      You dont say where in Melbourne so I assume for now CBD…Yes you will survive on your salary I am sure if you are a little cautious but it also depends what funds you are bringing with you eg will you buy a car have one provided use public transport and so on. the less that will eat away at your 90k the better..If you can rent for around 2500 a month, have a look on allow about 700 800 for bills that woud likely see around 2000 2500 for living

      • 7402 March 2, 2017, 3:56 pm |

        Hi! Mark.. Thanks for the feedback.. My company is at the Eastern Suburbs.. Will probably need a car as the public transport there is pretty inconvenience.. Rental I am budgeting around 1600/mth.. hopefully can find something

        • Mark March 3, 2017, 6:19 am |

          Ok well yes you will something for 1600 you may have to stretch to 1800 depends what your looking for if you dint mind a commute and depends how far south as well as East have a look down anywhere linked off the freeways… The Monash M1 can move slow when getting close to the city but if you was in say Scoresby youd be fine Officer has more house being built than you can shale a stick at means more options

  • Syed February 17, 2017, 4:44 am |

    Hi Bob,

    I hope you are doing good. First of all thank you for your advice, very helpful. Could you please help me to answer my query.
    I am planning to Migrate Australia Sydney on visa (190/489) with my Family (wife and 2 children) so need to know how good I should earn to survive with my family in Sydney and what will be average salary I can get in Sydney as I am IT Professional holding 7 years of Exp.

    Waiting for your response..


    • BobinOz February 17, 2017, 9:08 pm |

      I couldn’t put a number on it for you Syed, it would be impossible for me to attempt to do so. Sydney housing prices are skyhigh, so much depends on what your accommodation costs will be.

      All I can suggest is you work out a thorough budget using my page The Cost of Living in Australia of Everything to help you.

  • Sumit February 9, 2017, 9:10 pm |

    Hi Bob,
    I am an Indian IT professional with around 5 years experience . Recently I have got job in Sydney on Visa type -457 with an annual salary of 100k AUD. I am a bachelor and will be moving soon to Australia(next month). Wondering that salary is fine for me to sustain in an expensive city like Sydney.


    • BobinOz February 10, 2017, 6:55 pm |

      Yes, I should think so, that’s a pretty good salary. Accommodation will be your biggest expense I would think, but as it’s only you, a small apartment or maybe even sharing a house will keep those costs down.

      I think you’ll be fine. Good luck, Bob

  • John February 5, 2017, 2:00 am |

    Hi Bob

    Do you think my wife and I would be able to survive on a salary of $70k pa in Adelaide? This is assuming we went over on my visa and she was unable to find work (which is looking very difficult at the moment). We would be OK with living an inexpensive lifestyle until she could find work, but that could take many months.


    • Mark February 5, 2017, 7:00 am |

      If there is just you and your wife no children then id say so. I’m with all the lack of jobs comments in various cities but I also think jobs are still available. This of course depends on how picky you are and flexible. Its also not considering you bringing anything with you so will you have a lot to pay out for? Or are you bringing things or have that covered with the finances your bringing…Its nice to have a fall back so to speak….I still believe Australia is a land of opportunity and if your writing from the UK you should be happier here…Adelaide I cant comment on save houses are cheaper there than say Sydney or Melbourne At least you would be in the country. Is it a 457, there are some reports of spouses struggling with employers taking a look at applications but again I cant see that across the board.

      • John February 5, 2017, 6:11 pm |

        Thanks for the response Mark. Yes it’s just my wife and I, no kids. And yes it would be a 457 visa.

        • BobinOz February 5, 2017, 9:18 pm |

          Yes, I agree with Mark. I’m pretty sure you’ll be okay on the $70k and if your wife manages to get a job, even part-time, it will be the icing on the cake.

          The biggest complaint about Adelaide seems to be the difficulty in finding work, so if you have a job to go to, as it sounds like you have, then that’s more than half the battle.

  • LJL February 2, 2017, 7:35 am |

    Hi Bob,

    Great site. Impossible question I know but just looking for a gut feeling from yourself.

    Would I be able to support my wife and two young children on a single salary of approx 100k per annum in Brisbane (looking at Carina/Carandale/morningside areas). Wife and I lived in Bulimba over 6 years ago but this area will probably be out of our price range now. We will only be running one car and only 1 child will be going to school for first couple of years.

    I’m on approx 40k in Bristol at the mo and wife earns around 8k part time and we live comfortably enough.

    Any info would be greatly appreciated.

    Cheers, Lee.

    • Mark February 2, 2017, 11:16 am |

      With the GBP AU % rate the way it is youd be earning around 60k sterling thats an aside as it pointless in those terms but Id say your answer is Easily Try and buy a house instead of renting, its dead money, Im on a decent salary so is my wife but we haven’t touched mine (paid in UK still) in nearly 11 months. waiting for Pound to recover …It might be a long long wait. Anyway shop sensibly grab the offers…We run 2 cars (support a classic and are looking at a boat) with two children in Melbourne on a bit more than that and still live well and not touching my salary

      • LJL February 2, 2017, 5:08 pm |

        Top man Mark, thanks for the reply.

        We have quite a bit of equity in our UK home so would look at buying but just a bit wary of the exchange rate at the mo…would it be best to sell the UK house and rent in aid initially and see if pound gets stronger or just bite the bullet?

        • Mark February 2, 2017, 7:39 pm |

          Im no expert on this We have met folk out here who came out in 2011 I think they exchanged at 1.48 I think they said certainly 1.50 ball park…As I said I haven’t touched my salary but Im not really sure why getting. We bought I wanted to sell our home as it makes it too easy to go back if you have a bad day and you probably will have one.(mine was when my little girl climbed in her suitcase and shut the lid) ..OUCH Here in Melbourne our house even allowing for me being a silly homeowner has easily gone up $80K in one year I’m told, eg likely anything you buy will,rise of course as long as not paying over the odds (realtor battle of wits) I have really no idea but I cant see the £ coming strong for a all you will be doing is lining a landlords pocket on a gamble. Plus likely devaluing your nice home with tenants who can be great, awesome even but somehow never quite look after the place as you would..Plus the mad UK build program at present .That’s I think all your equation The other thing here and do the maths is you can easily end up paying $2000 $2400 in rental plus bills whereas a mortgage will likely be less. Finally rentals are not your own I know that is obvious but needs reminding. you know you will have an extra move…Dont get me wrong you will need somewhere to live but keep it short would be my view…The man himself is well versed on Brisbane and hopefully will be along soon.

          • BobinOz February 2, 2017, 9:11 pm |

            $100k is a pretty good salary, so yes, you will be able to get by here in Brisbane on that, plenty of people do. You will though, as Mark has intimated, need to try and keep your accommodation costs down and that’s very much key to it.

            Fortunately, housing here in Brisbane is much cheaper than it is in say Sydney and Melbourne, but as you have rightly pointed out, Bulimba is now quite trendy and expensive suburb, so you will probably need to look elsewhere.

            We still have quite a few suburbs, good ones as well, where you can buy a four bedroom detached house with a double garage for $500k, where I live they start at $450k. So yes, I’m very confident you will be fine, you won’t be rich but you will definitely get by. Lots of the great things you can do here are free, like go to the beach, enjoy the national parks, fire up the barbie in the back garden.

            Give it a go if you can, I think you’ll find you will have a better quality of life here then you have at the moment.

            • LJL February 3, 2017, 12:11 am |

              Bob/Mark, thank you.

              Bob, what suburbs would you recommend for a young family? Need to be near to shops and main amenities but not fussed on being too close to CBD. Safe, friendly with good schools is highest on list and as long as I can have easyish access to motorway or routes to CBD that would be ideal. Bulimba was ideal for us but as explained previously, priced out of that area at present.

              • BobinOz February 3, 2017, 4:37 pm |

                Have a look at my main page about Brisbane and in particular the comments, there is a lot of chatter about the pros and cons of the various suburbs in and around Brisbane. That should help you narrow down your search.

          • LJL February 3, 2017, 4:34 am |


            When you looked at houses did you base on what you could afford in UK or did it totally change once you were there? I am asking as I would like to do more research on realistic priced houses. My house is currently worth approx £300k in UK which works out roughly $490k….would I be looking at that as a budget?

            • Mark February 3, 2017, 6:36 am |

              As a rough guide yes Lee thats the way to look at it. I was planning on buying outright here but we decided to keep a lump of money back. We sold in UK at 450 (900$ when we came) equity was high …My wife had found houses 650$ equivalent to our UK home but Aussie bigger versions in say Point Cook, Melbourne on the net ….Mortgage free me thinks to that. . Many of you will have been here….We arrive and Point Cook went off my list when we looked…Then we looked elsewhere now we are looking at 700 750 Next we found one at 900$ plus (thats just the way its done here The realtor is only guessing so puts plus) We have moved areas now significanty and 650 will get me (your kidding) Then we find a place at $940 plus but $950 should secure it. Great …I use the word should as despite holding off and holding off 960 was the yes they were originally looking to top the 1million$ So for yet another £5000 (950 to 960 we had our home and kids settled…..So yes it did change 310$ or £155k more than planned beacuse something else was found Its ours Im not paying rent and so on. Here you can get a mortgage for 30 years even if your 550 55 I still wanted to keep some money back as back up and a decent lump at that I was lucky enough to have that luxury so get yourself an offset mortgage here, use a decent broker I am friends with a Bank senior (head of IT) here who gave me that advice, sure its his bank but the broker got a better rate. The euity is teh key as thats yiur deposit Now dont panic on my figures as Bob will tell you Melbourne is ‘mad’ They put a house up for sale here board out on the Thursday or Friday (cant remember) before Christmas Its sold Christmas eve, 2 days at most. Have a look on Brisbane im told s far more sensible and prices will not be as bad…Finally one other tip, read my post on bringing cars on here and even your TV, bring what you can. Thin stuff out fine, if you dont want things. Bring what you can save maybe lawnmower garden tools or scrub till the paints comes off (customs officer frown at mucky stuff )

              • BobinOz February 3, 2017, 6:15 pm |

                Yes, as Mark says, prices are way more sensible here in Brisbane. You will definitely be at the lower end of the market at $490k, but that will secure you a four bedroom detached house in some suburbs.

                If you can put yourself into the $550 – $650k bracket though you will give yourself a much better choice. See Cost of Buying or Renting a House in Australia.

  • SAM January 14, 2017, 5:01 pm |

    Hii bob your comments are very helpful..I am planning to move to sydney later this year with my wife and kid 4 years old on PR..I was wondering how much do I need to carry with myself initially and how much is the avg monthly expenditure for a family of 3 over there

    • BobinOz January 15, 2017, 6:44 pm |

      Not a question I can answer accurately Sam, there is no average monthly expenditure, simply because your biggest expense will be your accommodation and that could vary from $500 per week to $2000 per week or even more.

      Every family is different with their needs. My page The Cost of Living in Australia of Everything will help you work out a budget that will suit your family.

  • Abu Hazim January 1, 2017, 2:23 am |

    Hi Bob,
    I have been working as a QA QC Manager in construction industry in UAE and have got immigration visa for Adelaide Australia, we are a family of 5 with two teenagers School going and one special child. What would be cost of living there? How much salary I can expect if I get a job in the same field.

    Looking for your kind advice.


    Abu Hazim,
    Abu Dhabi

    • BobinOz January 2, 2017, 6:02 pm |

      Well, it would be impossible for me to give you precise answers here, but I can tell you that Adelaide is one of our cheapest major cities to live in, but that’s where the good news ends. It is also very difficult to find work there, so it’s not so much a case of how much can you expect to earn in your field, it’s more a case of would you actually get a job at all?

      If you read the comments on my main page about Adelaide, you will see what I mean. Good luck, Bob

  • Bernardo December 24, 2016, 9:12 pm |

    Hi Bob! I just found your blog and it looks really interesting! Thank you for sharing all that info! I have been offered a job in Australia and with my girlfriend we are taking into consideration the possibility of moving to Melbourne.

    I’ve been offered 85k AUD per year as a 3d graphic which looks like a good starting salary. My girlfriend should have to find a job too. She’s in HR and training field and we saw that she could find a job with a similar salary in Melbourne.

    Question is: do you think 2 such salaries are good to live in Melbourne?

    We are also checking how it is to have kids in Australia. In case my girlfriend would have the unpaid leave, do you think my 85k AUD would be enough to have a decent lifestyle with a small kid?

    Thank you in advance for any help and sorry in case I missed some article from your blog that could answer my questions!


    • BobinOz December 28, 2016, 9:13 pm |

      Congratulations on that job offer, sounds exciting.

      Melbourne is our second most expensive city, so housing isn’t cheap. How much you pay for accommodation whether you are renting or buying is key to answering this question. You can research that on my page Cost of Buying or Renting a House in Australia.

      That said, with both of you working and no children you would be able to live quite comfortably on 2x 85k ish, but with just one salary and a baby to bring up, your budget would need to be much tighter. I think you could still get by, I know plenty of people do, but that’s when keeping your accommodation costs down becomes much more crucial.

      Hope that helps and good luck with your plans, Bob

      • Bernardo December 29, 2016, 1:01 am |

        Thank you Bob! I will have a look at the link you gave me. I heard that having a baby in Australia is quite expensive, especially regarding the parental leave (which is paid only the national minimum wage) and the cost of things such as kinder garden… However I think I am going a bit OT, so maybe I will ask about this in a more proper topic! 🙂

        Bye for now!

        • BobinOz December 29, 2016, 9:58 pm |

          Having a baby in most western countries is quite expensive, how Australia compares I’m really not sure as I haven’t looked into it fully.

          I know somebody who has though, you will find a link to their website from my article about them here…

          Given your plans, I should think it’s well worth you taking a look.

          • Bernardo December 30, 2016, 8:28 am |

            Thank you again for your precious help Bob!

  • Bhooshan Kulkarni December 2, 2016, 7:34 pm |

    Hi Bob
    Before coming to Australia, I went through your website for information and was really helpful, I came to Melbourne directly and I didn’t know that it is such a beautiful city, and I was offered 90K a year when I joined back in sept 2015 and I really worked hard the past year and I just had my review recently and was given a record raise of 10% and an excellent feedback, now I earn 100K a year and I like Melbourne, the next thing would be to buy a house here.

    • BobinOz December 2, 2016, 8:58 pm |

      Absolutely wonderful! Comments like this make my day, thank you. And congratulations, I’m really pleased the move has worked out for you and you have obviously worked hard. I hope you enjoy the Melbourne and Australia for many more years to come.

      Cheers, Bob

  • Mae November 13, 2016, 12:15 am |

    Hi Bob!
    My husband has been offered a salary in the $140 Au range. My concern is how much is left after taxes?! We do have kids but one is in boarding school (because of the potential move and it is pricey 🙁 ) and the other at university, so I’m not sure how claiming the children work? Also, is there any tax relief /exchange agreement between Aussieland and the UK? The contract is starting with two years which is also frightening as its such a big move with no securities . What are the standard expat packages that should come with a move ,i.e house, travel expenses (extending to more than once a year,etc?)
    I would really love to move there but have to consider our current financial commitments along with extra costs and taxes. Any advice you help! Thank you for your time and consideration! (The job would be in NSW)

    • Mark November 13, 2016, 8:59 am |

      Hi Mae This is a complicated question. The easy answer is you should be OK. The harder answer is
      1 There is a tax calculator on the net and Bob has a page I am sure you can use but 140k will net down to around 11650.00 a month and tax will be about 3300 a month leaving about 8350 plus or minus any variables eg a company car would be a deduction whilst a rental car travelling to a non normal place of work you could claim for. There is medical insurance to consider but you have 12 + months grace so to speak but take out a UK travel cover for 12 months to be safe.
      2 You don’t get taxed twice if you are sending money back to UK there is a convention between the two countries..I say that as your last lines then suggest you are keeping a lot in UK even your house etc maybe even you.
      3 As for what are the standard expat packages I am not sure such a standard exists. I work for a massive and well known Music TV Film company I happened to mention to my boss over lunch my wife was looking at jobs in Australia, He phoned me later that evening spoke to her and said Good luck and “Tell Mark to go and look after down under for us” “He can work out there”. (shortened version of call) They paid one month car hire in UK, removal costs, including my wife;s car (we sold our house and my car) they paid flights for the family (2 children) then rental car here and rental property hotels etc. They are even now just paying for my other car a classic to come out. they even paid the children’s first year at school books pens etc. We bought a company property, stayed in that and have since bought our own house. I was and always have been well treated but its argued our industry has money to burn.. I imagine flights removal costs and a period of car rental and accommodation here as a minimum..You could say what is reasonable and expenses above if he had stayed in the UK . so removal costs, flights anything like that etc etc … We had industry contacts out here that had worked for us to help me. I’m sure your husbands new outfit will be more than happy to advise. .
      4 I am assuming your husbands is a simple one Paid in Au$ and pay tax in Au$ I say that as I am paid in UK and use the UK AU double taxation convention. Thats more complicated…So when he leaves UK he can claim overpaid tax assuming he is PAYE and coded you will get a overpaid refund. similarly if he starts here on a similar PAYG basis at the Tax year end in June you can claim a refund of overpay… Eg he will have only worked part of the tax year, possibly,
      5 Child at University Not sure of the relevance I’m assuming they are staying in UK and would likely need their own visa for here. Child at boarding school, not sure do you mean claiming for tax purposes. You’d need a savvy accountant for that, I just asked our company one for advice, but you would probably be better of bringing the child, they go to school here depends on many factors. Id say education is better here certainly from around 11 12 years onward.
      Your last paragraphs I’m not sure what you are asking Make the move, its worth it but jettison what commitments you can in UK its too easy to go back. Your nether in one or the other I was like that for years with USA. Before the age of the internet communications etc I travelled beyond belief now I am able to stay put far more, even my boss is jealous of me as now he has family he is getting fed up of flying. You mention security. No one has infinite security anymore but at least you ‘have lived’ and can say I’ve lived in Australia. I’m sure Bob and others will add anything I’ve missed.

      • Mae November 13, 2016, 8:39 pm |

        Hi Mark,
        Sounds like I’d make a better salary than my husband then (he’s in academia and if I continued in my line of work multi media writer/Producer?)… if I found a job or wanted one. I guess I will ask him if I can get a work visa through his contract to start? We lived in Switzerland and things were rather complicated (when it came to permits for the spouse). Yes, we have a mortgage elsewhere so that will whittle down his pay as well as the boarding school (£30k) and, a transfer from our child’s school is not an option, as he is at the very important GCSE level. In regards to insurance and visas , if the children are over twice a year would we; need insurance for them ; need visas for them (or would they land as visitors?!). What I’m mainly asking and mostly concerned about is what my husband should try negotiate for (dare he ask for more 150-180k) or is the original offer quite reasonable? Also after two years (and if they offer and extension or permanent position) does one have to leave the country and wait for the new visa? This is standard, I think, in the US.

        • Mark November 13, 2016, 10:49 pm |

          Hi Mae Its a wrap on the knuckles or worse for anyone other than a MARA agent to give advice on Visas here and in my profession (whilst I work for who I do its not my profession ) I have have to be squeaky clean. I also would not want to compromise Bob’s site What I can say its not as difficult (nowhere near) as Switzerland.. (All the permits B C and cantonal courts etc is a farce of bizarre proportions) .Its likely if your husband is here you would be able to work. Once the children reach an age then they will have to apply themselves to stay, If you are thinking of staying out here you need to look at the rules for children, their ages…They can visit on visas, even a visitor needs a visa but its limited stay and return etc etc and depends on how long you want them to stay…but there is all sorts of other ways for them to come out …Once the youngest passes the grades then I assume college or Uni in UK, I’d seriously consider if your planning staying here even if in last year at high school bringing them, sit the exams here, college here Uni …it depends on the age exactly but school years start in January so they could get another year in nearly. 30K some 50Au dollars would get you a cracking school if they can handle missing friends,,,
          Well insurance is up to you but its not expensive in the great scheme of this.
          I’ve no idea should he ask for more only he can tell whether that feels right, is he a lecturer or researcher? You could try looking for jobs here in the field, see what the pay is, Its a bigger picture e/g what else are they paying for.. It also depends on what your husband is on now. no need to disclose but Ill put money on it its more here than he earns UK. .Again staying after 2 years is back to the visa advice. what I can say is its probably more sensible than USA. I was born in England but moved to USA in the 70’s I had US citizenship by the time I was 6 or 7 so have two passports, heading for three and a whole heap more tax issues but I have no idea how hard a continuation of a visa is.. but it will be achievable. I’m actually qualified in a completely different field to TV music film production etc but I am employed out here to sort of cover all bases from making the coffee signing off contracts, franchising to chasing royalties. I still work on London and LA things where our offices are so if your field, multimedia is strong TV bias or anywhere related to TV I can say or find out what an average salary is for you. I’m assuming your producing, writing, shooting and editing or ? . My salary did not go up much when I came here but \I am well looked after. I’ve been with them since 94…seems a lifetime. My wife was actually our lead for the visa. hope this helps…

          • Mae November 16, 2016, 6:55 am |

            Thanks Mark!

            I really appreciate the advice! He does have to choose between a few postions (US vs NSW, at this point because the UK salary is a bit of a joke, especially with the serious rise in house prices!) So we will try for as much as possible and take it from there.
            Thanks again! 🙂

  • Jas November 2, 2016, 8:53 pm |


    You have a great website. I read it while I was waiting for my visa and I am glad to report I have been granted my partner visa and arrive in Australia in January.

    I am a junior lawyer here in Canada and managed to lock down a position before my arrival for $80k + 7k for super. I am hoping 80k a year will be a good start but only way to find out is get stuck in. My partner is on 75k so I am hoping our combined salary will allow us to live decently.

    • BobinOz November 3, 2016, 7:15 pm |

      Hi Jas,

      Firstly, congratulations on securing your visas! I know you are not here yet, but may I be one of the first to welcome you to Australia.

      I’m not sure which city you are going to, but with two of you, and what sounds like no kids, I think you will have pretty good lifestyle with your combined incomes.

      Sydney is easily our most expensive city, followed by Melbourne, but even if you are going to one of those two places I still think you will have enough money. If you’re going to any other city, I think you will have a very comfortable lifestyle. Good luck with your move, Bob

  • Veronica October 15, 2016, 7:37 am |

    This is great information, thanks for posting! As a Canadian, looking at postdoctoral opportunities in Australia seemed enticing with the fantastic salaries that are being offered there above all else (in the US, they offer an unlivable amount). I thought they were too good to be true, but based on what I’ve read here $80,000AUD is a good salary.

    I have a PhD in coral reef molecular microbiology, and my husband is a carpenter. Aside from the Great Barrier Reef area, would you be able to recommend the best places which might be in greatest need of either? We’d love to experience that beautiful country of yours!

    • BobinOz October 17, 2016, 5:19 pm |

      Glad you like my website Veronica, but gosh, no, I’m not sure I even know what molecular microbiology is 🙂

      My best suggestion to you would be to search using the links on my page called Getting a Job or a Sponsorship for the kinds of jobs oath you and your husband would like to do here to see which cities or areas offer you the best opportunities for that.

      Good luck with your plans, Bob

  • Joemon joy September 17, 2016, 6:28 pm |

    My wife working as staff nurse (BSc) in kuwait medical college in ICU for 8 years, can we migrate to Australia under skilled labour category


    Joemon joy

  • Nilesh September 16, 2016, 12:57 am |

    I am aged 45 years is an HR professional with 20 years of HR experience in software industry and my wife is a primary teacher with 8 years of work ex and daughter 11 years of age are planing to come to Australia primarily to work. My current annual package in India works out to be AUD 45000/- I want to apply for job in Australia and trying to understand the market scenario in Australia. Can you please guide. I am open for field change as well like Public Relations, HRBP etc Regards Nilesh

  • Kedar September 7, 2016, 4:46 am |

    Hi Bob,

    I am currently working as a manager in Big 4 consulting firm in India with salary package of approx. AUD 55,000 per year. I have one job offer from Indian company for AUD 69,000 per year. I have total experience of 10 years in Information/ Cyber Security. My wife is doctor ( Dermatologist ) and she earns approx. AUD 16,000 per year.

    I am also trying to get internal transfer via my existing firm to Sydney. With 10 years of experience in Info. Sec.; working as a Manager in Big 4 consulting firm, appreciate if you could help me in estimating how much is the salary that I can expect in Sydney.

    I will be coming with my wife and new born baby. Wife may not get job immediately, so for at least 1 year I will be sole earning person in family.


    • BobinOz September 7, 2016, 4:34 pm |

      If you check my page called Getting a Job or a Sponsorship, you will find there is a link within it underneath a heading about how much money you can expect to earn.

      You can look up average salaries in Australia for various occupations by clicking through to that website. Hope that helps, Bob

  • Terry September 6, 2016, 10:25 pm |

    Hi, I have a possible job lined up in Melbourne but im not sure what Salary will be enough to live on (which could decide if I accept or reject the job). There is me and my wife, I will get a car with the job, my wife will look for work but wont have one straight away.
    Ideally we would like a 2 bed place with a parking spot, close to public transport so it gives the wife more job options but outside the hustle and bustle – somewhere, that gives decent outdoor activities and cafes would be fine. We are mid 30’s so aren’t party animals so like to chill out, and we are happy for the occasional glass of wine out and about.
    What sort of salary would be comfortable for 2 people to live on?
    Thank you all!!

    • BobinOz September 7, 2016, 12:55 am |

      There are so many variables in this, it’s hard to say. Comfortable for some people is uncomfortable for others. I’ve had people on here claiming they can’t get by on $200,000 a year and others saying they have two holidays a year with two kids earning just $50,000.

      If I were in your shoes, I’d be comfortable to come here if I were offered $70,000 plus that car, there’s no reason why you should not be fine on that. If your wife is genuinely looking for work, then you have the potential of two salaries in the near future and that will be even better.

      If you fancy moving to Australia, then I would take this chance, you’ll get by. I’d come here for even less than $70,000, even if it meant struggling for a bit, because it would get me into the country and there’s a good chance that things would get better.

      So, now I’ve told you what I think, what salary have they offered you?

  • Pawandeep singh July 20, 2016, 1:32 am |


    I have got positive skill assessment for Telecom Engineer on June-2016. My total work experience is of 9 years + (including 7 years in Telecom and 2 years in IT). I am confused that shud I apply under 189 or 190, because IT experience of 2 years may not be considered relevant to Telecom Engineer profile. if I do not consider IT experience than my total points are 55 and not 60. can you plz tell that if I apply under 189 for EOI, will Australian immigration process check my 60 points before sending invitation or after taking $3600 (i.e after invitation) ??

    • BobinOz July 20, 2016, 11:28 pm |

      You would need to speak to a MARA registered migration agent about this sort of thing, I do not answer questions about visas or eligibility. See Would I Qualify?

  • Vishu June 7, 2016, 6:17 pm |

    Hi Bob,

    1) My name is Vishu, any graduate with 15 year experience in Diamond and Jewlery industry from India and applying for PR visa.
    2) I would be applying for my wife and 3 year baby. In India my salary is $10000 per annually.$800 monthly
    3) Can we get the job in Australia or New Zealand with higher pay ?
    4) Will i be getting all the benefits with Australia Government provides for PR?
    5) Which month did the pre-school starts? and which month did admission starts?
    6) For initial stage did Australia Government provides you home subsidy?
    7) What is the Average income of the common man?
    8) Working in Adelaide city in expensive?


    • BobinOz June 8, 2016, 12:03 am |

      I think you’ll find most of your questions have been more than answered on my website, you just need to spend a little time looking around and having a good read.

      The Google search facility towards the top right hand side of every page will help you find the articles you need.

  • Krish May 30, 2016, 5:17 pm |

    Hello Bob, I hope you are doing good. First of all thank you for your advice, very helpful. Could you please help me by posting links of pages where I could apply for jobs (Fashion Designer) in Australia(Melbourne) as i am not sure if those I am trying are trustworthy.

    • BobinOz May 31, 2016, 7:43 pm |

      Check out my page called How to Find a Sponsored Job in Australia, it tells you about a product that will help you find a job in Australia, whether that be sponsored or not.

      It’s not free, but it’s well worth the small sum involved and it does list lots of employment agencies that can be trusted and will give you excellent guidance.

      Otherwise, see Getting a Job or a Sponsorship for free links to job sites.

      Good luck, Bob

  • Samrat May 13, 2016, 7:36 pm |

    Hi Bob
    I have started the 190 Visa process, I.e. Skilled nominated (CSOL). I have experience of 4 & half yrs as a restaurant manager which is irrelevant to my graduation, I have completed my Bachelors in Biotechnology of 4 yrs. I am getting 60 points which are needed
    Age – 30, qualification- 15, Ielts – 10 & CSOL state nominated – 5
    Overall – 60, excluding my experience, if exp is also considered then it will add onn to my eligibility.
    1. So is it necessary that the experience should be relevant to the education ?
    2. After migrating to Australia, can we work in any state ? Or is that – we should live in the nominated state for 2 yrs ?
    3. Is Restaurant Manager is an in-demand occupation in Australia ?
    4. Which state would be preferable for this occupation?
    5. What would be an average package for the restaurant manager?
    *Please give me the answers for my queries Bob
    I have searched many blogs regarding this couldn’t get the perfect answers.
    Thanks & Regards
    Samrat, India.

    • BobinOz May 15, 2016, 9:13 pm |

      Five questions Samrat and not one of them to do with the subject matter of this page? You say you have searched many blogs to find the perfect answers, you clearly haven’t searched through many of the pages of this blog.

      Please read Would I Qualify? and Getting a Job or a Sponsorship.

  • Muhammad Aqeel May 9, 2016, 4:37 am |

    My name is Aqeel and i applied for the student visa subclass573 in jan 13 ….. but i dont have any respone and april was my intake kindly tell me about how much chances of refusal or approval

    • James Clark May 9, 2016, 5:10 am |

      Mate, I think it’s unlikely Bob could actually answer that specific question. Best to speak to an immigration agent, right?

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