Calculating Your Comfortable Family Income in Australia

How much do you need?

I do get asked some quite strange questions at times, but they are usually one-offs. But this one pops up quite regularly and every time it does, there is never enough information given to me to answer it.

money 222x300 Calculating Your Comfortable Family Income in AustraliaEven with lots of information, it would still be an impossible question to answer, but when the question is something like

I’m moving to Australia next month with my wife and two teenage children, what would be a good salary to ensure a comfortable lifestyle for me and my family?

What chance do I have?

Calculating YOUR comfortable family income

Here’s what I think you need to take into consideration when calculating a comfortable family income for you and your family. You might be able to think of many more.

  • Cost of mortgage or rent.
  • Cost of running a car or cars.
  • Cost of food for your family.
  • Cost of utilities; electricity, gas, water and rates.
  • Cost of additional shopping items; clothes, gadgets, health and beauty, jewellery, computers and toys.
  • Cost of insurances, for the home and for private medical insurance.
  • Cost of telephones, both home and mobile.
  • Cost of entertainment items, like holidays, alcohol, digital TV, going out.
  • Cost of unexpected maintenance bills, for your home, for your car and other things that break.

So to answer these sort of questions, you’d have to offer me a lot of information or I’d have to ask you a lot of further questions.

As you can see, it really is an impossible question for me to answer, but you can answer it for yourself.

Check out my page about The Costs of Stuff.

A simple solution.

If you are coming here from the UK though, this works quite well. However much you spend per month over there in pounds, you’ll probably need twice the amount here in Australian dollars. So if you need £4,000 a month in the UK, budget $8,000 a month here.

Sounds stupid doesn’t it? But I bet it wont be far out.

How can I make sure I earn twice as much in AUD as I currently earn in GBP?

Salaries in Australia are higher than those in the UK, by my estimates over 30% higher; click on the third link below under the title “More useful links:” to my post comparing UK and Australian salaries to see how I got to that.

Once your salary is adjusted to Australian dollars and taking into account the high salaries, you will see from the salary comparison charts on that page that it is quite easy to earn double what you earn in pounds in the UK here in Australian dollars.

Check it out for yourself, and I’ve even updated that post with a 2012 version, you’ll see a link to it from the original post.

More useful links:

My report about The Cost of Living “Comfortably” in Australia

My entire category on the Cost of Living in Australia.

My posts about jobs and salaries:

{ 280 comments… read them below or add one }

Heidi July 11, 2011 at 8:46 am

Hi there
We are planning to go to Perth in Sept as husband been offered a job of $120,000 – feeling slighly worried now as we thought this was a good salary as equivalent to £80,ooo here – however on one expat site they were saying $120,000 is not a comfortable salary to survive on in Perth ? I have used your simple solution to try and work it out and we feel it is ok. Can you jsut confirm this please.

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BobinOz July 18, 2011 at 7:16 pm

Hi Heidi

I’ve just added another useful link under the heading above. Please visit the page with my report on The Cost of Living “Comfortably” in Australia. I think you’ll find the information there more than useful.

Cheers

Bob

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Mike Reeve October 1, 2012 at 6:45 pm

Hi Bob,
Been reading your site with great interest – lots of useful information in one place – cheers.
There’s a chance my family and I may be moving to Oz in the not too distant future – we’d being going to the Mornington Peninsula area south of Melbourne.
I’m currently a self-employed Landscaper / Fencer with a small company of casual employees, and, in the absence of a large lottery win, would be looking to set up something simliar down under…
I read with interest your article saying that you couldn’t get a general gardener to come out for less than $40/hr, and just wondered what a landscaper might expect to earn, as I guess that working on your £4k = $8k rule of thumb I would need to be pulling in at least $50/hr to make that work. I was hoping that you might be able to point me in the direction of any links etc. that give me some more detailed info. on my particular area.
Cheers,
Mike Reeve.

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BobinOz October 2, 2012 at 3:29 pm

I can’t give you any exact figures on that one, but just to clear up that $40 per hour thing, that’s what a skilled gardener would charge. But that’s not to say they would not have less skilled and younger labourers working with them who are earning around $20-$30 an hour. So I’m sure if you do it right, you could achieve $50 an hour for yourself.

Not sure how easy or hard it would be though to pull in 40 hours of work each and every week though, but then that’s the same problem in every country. Cheers

Bob

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Heythere January 18, 2013 at 5:30 pm

We earn just over $80K and $60K respectively. My job recently got axed. $80K you will barely survive in ACT (as we are)- as before I lost my job- both of us working together- $120K before tax- lower middle income.. struggle, but doable, mortgage of maybe 12-15+ years with little to spare. No room for the second partner to stop working to have children unless your husband makes $150K+ here in Canberra and then you will have to budget very carefully.
We are a couple in our late 20s early 30s and have many sleepless nights and arguments/health problems from financial stress. Ironically we have lost income due to being unable to work from those health problems in the last year or two. We are university educated, and have saved virtually every $$ for 10 years in order to save for a home. As poor students for the best part of 10 years of full time study and part-time work…. three years on we have grey hairs, wrinkles and a giant student debt to show for it.. and even on a “reasonable income” it’s not enough or even nearly compensate for ACTs high housing prices.. in fact we would have been better having never gone to university. Now we have a mortgage of close to $500,000 for an outer suburban home in Canberra (including our $80,000 deposit we managed to save by having no life financially speaking and perhaps literally in some ways for 10 years- massive sacrifices). It will take us a further 12 years to even potentially catch up financially to the lowest average income earners from income lost through study (maybe longer, maybe never). We have thus far been poor for our entire lives since leaving our parents home at 18. The years of cheerful student poverty long gone in our early twenties. The psychological impact of being permanently poverty stricken, especially after gruelling through punishing years of study for high level qualifications, is chronically accumulative and probably more devastating than had we “never even tried” and gone out and gotten the first bum job that came along. We thought that finally now, we might be comfortable or that the effort and stress would pay off. Instead we are much poorer than all our peers, have less access that anything that makes life enjoyable (no holidays, virtually EVER (except job related moving for jobs if you can count that after nearly 10 relocations in the land of permantly renting and following jobs through the land), no haircuts, few clothes, arguing over broccoli, no outings or activities or hobbies that cost money etc.) and still cannot afford to have children whilst most of our friends do. We cannot afford to fix the car, the roof of the house that needs a repair and other essential costs. We can barely afford to go to a dentist. Work for the APS. Waking at 3am due to chronic financial stress related depression doesn’t leave much room for a high level of motivation in the morning. To top that, living in Canberra makes our wage to house price ratio so that our wages are the equivalent of having a job with 30% less income than living in Melbourne (from Melb. originally). With this is mind- for having the highest level of qualification available academically and all the associated lost year of wages we are on the equivalent wage to housing ratio of being a 21 year old supervisor at Maccas in the outer burbs of Melbourne or a well paid receptionist just out of high-school and at this rate will be poorer than people that never bothered to try to get a better job for most of our lives. You can only imagine the impact psychologically… we want to have children soon, we have already waited the best part of a decade to be ‘sensible’ financially sound parents.. thinking now it would finally happen. Now we realise we still cannot afford to have children. Recently a gyno. informed us that if we have any chance of having them at all it is ‘now or never’ basically. We are counting down to considering raising a family.. not feeling secure and financially sound (as planned for, for over 10 years)- rather not knowing if we will be able to afford to feed our family, keep the house or put shoes on their feet and having chronic health problems from stress.

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BobinOz January 19, 2013 at 5:44 pm

I have no idea what I can say to this one Heythere, other than I hope your situation improves soon and you are able to start a family. I’d certainly consider moving, if I were you, but obviously I do not know your full circumstances and moving may be out of the question.

Good luck!

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chris February 5, 2013 at 2:28 pm

Several points being made here:
one. it doesn’t necessarily pay to get tertiary education, but it definitely improves the chances of getting secure employment in big cities. The persistent illusion that university meant privileged lifestyle was long ago dispelled.
two. taking on a mortgage is a financial choice, but not one wisely reommended to someone who fears losing his sole source of income. You borrowed half a million dollars? What were you drinking? What was the lender smoking?
three. if you want to have a baby, Australia makes it easier now than ever before. Kids are heavily subsidised by the system from before they start school (or are even born) till they leave home, in sickness and in health. Yes, parents still have to feed and clothe them at private expense.

five. no matter how sorry you feel for yourselves there are others worse off than you.

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BobinOz February 5, 2013 at 8:53 pm

Some good points, but I want to know what number four was? Or maybe I don’t? :-)

Thanks Chris!

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cucumber August 1, 2013 at 9:35 pm

80K + 60K together is not bad at all.. know alot of couples on less than that with a mortgage and family…

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Jemma August 14, 2013 at 4:22 pm

single mum with 3 kids on $70k per year. If you guys can not survive on $140k per year, then there is something not quite right, you are living beyond your means.

I manage on $70k.. my kids are not underfeed, not under dressed, they have nice belongings, always have had, the average wage in australia in 2013 is $48k per year. Hairdressers and lots of other industries earn less.

food for thought I would say, look at your bills and what you have committed to if you can not survive.

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BobinOz August 14, 2013 at 8:44 pm

Average full-time salary in Australia is around $70,000 a year, you can check that out on my post called Hard Yakka. $48,000 per year is median salary and includes part-time workers.

Cheers, Bob

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Carly November 26, 2013 at 9:03 pm

Poverty stricken??? Are you serious?! Have you any idea how negative you sound. Maybe you should take a trip to Africa and then you would know what poverty was! And yes you should be able to afford it. You are earning a good income between you. I live in the city in Sydney and my husband and I live comfortably on $100,000 between us. I have no idea what you are doing with all that money you are earning. You don’t know how lucky you are. I know I sound harsh but I think it’s time you gave yourself a shake and start being thankful for what you have.

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Zoee February 17, 2012 at 10:24 am

Hi bob,
I’m thinking of moving to Australia in the next couple of years, on my own, don’t earn much an hour in my current job and currently still living with my parents in England.
How much do you recommend saving to take to oz, to rent a flat/apartment, and to live over there until I start earning? My job is on the wanted list, and money is the only thing holding me back.

Thanks
Zoe

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BobinOz February 21, 2012 at 3:40 pm

The short answer is as much as you can. I don’t know how long it would take you to start earning, so I can’t really answer, but see my pages Cost of Buying or Renting a House in Australia
and
The Cost of Living in Australia of Everything to get a better idea.

The deposit you have to pay to rent a flat will vary depending upon which state you move to. Typically it is 2 to 4 weeks rent in advance plus a bond equivalent to about four or six week rent.

Hope that helps.

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Vinny March 13, 2012 at 3:58 am

Hey! im 22 years old and ive been doing sheet metal work for around 6 years and i really want to move to Australia, i have family over in western who said they wouldn’t mind sponsoring me, i done an online assessment test and im eligible to apply for a working holiday visa. im currently in process of getting my passport renewed! where do i go from here? i was thinking of going with visa-first and im doing overtime at the moment to be able to have enough money to help me fund myself for a few months. the careers adviser told me that i need roughly £2,500 to help get me started, just need help on what i should do next. thanks

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BobinOz March 14, 2012 at 12:26 am

Hi Vinny

When you say what should you do next, do you mean how do you secure your working holiday visa? I think they are reasonably easy to organise, and I think it can all be done online. But I don’t know the exact process. Would you like me to ask my MARA agent if he can give you any advice?

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Tommy March 21, 2012 at 1:40 am

Hi

Am looking for some information about moving to Australia.

Me and my wife and 2 kids have been looking to move for some time now and dont know where to start

Thanks
TOmmy

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BobinOz March 23, 2012 at 1:38 pm

Best place to start is by finding out if you would get enough points to qualify to apply for a visa, you can find out how to do that on my page called Visas.

You may also want to read the story of how me and my family got here, the link is at the top in the navigation menu, it’s called How to Move to Australia.

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Sabine April 27, 2012 at 10:20 pm

Hi Bob,

I love your blog, there are so much advices. Thank you very much, it’s a big help. We are living in Germany and here we say that you should give max. 1/3 of your salary in your rent. Is it the same in Australia ? The rentals prices are so high in Australia compare to Germany that it seems impossible…
Thank you for your answer.
Kind regards.
Sabine

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BobinOz April 30, 2012 at 8:56 pm

Hi Sabine

Last time I looked, the average salary in Australia was around $62,000. That’s about $1200 a week. There are plenty of places up for rent that cost $400 a week, so we are not far away from that one third rule.

Rents might be high here, but so are salaries.

Cheers

Bob

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Carl May 3, 2012 at 12:30 am

For anyone intending to come live in Perth, I have lived here my whole life and I have never seen it become so expensive as it is today. Some prices below in Australian dollars as of 01/05/2012.
Rent – $550 per week upwards, for a 3 bedroom unit or house in a middle class area, the average would be around $700 per week.
Food – $150 per person per week if buying groceries from a supermarket and cooking at home.
Transport – $ 50 per week if using public transport within 10 km from your residents.
Medical Insurance – $ 90 per month per adult
Electricity – $ 200 per month for a 3 bedroom home (not including cooling or heating)
Telephone – $ 80 per month for a landline
Internet – $ 70 per month unlimited usage
Ladies hair cut/colour/style – $200 – $300
Mens haircut – $20-$30
Restaurant Dinner – 3 course meal plus half bottle house wine – $100 per person
DVD rental – new release overnight – $5
Coffee – takeaway, Cafe Late = $5
Water – 300ml from lunch bar or deli – $3.50
Sandwich – $10 – takeway
Movie ticket – $20 per person
Packet of 25 cigarrettes – $18 per packet
Beer – 6 bottle of 330ml = $ 16
Chinese meal – home delivered serving 3 adults = $55
Beer or Wine in a Bar or Club = $ 12+
Taxi ride – 10 minutes = $20

The average wage per week is $600 – $1000 clear of tax.

Perth is very icolated from the world, people tend to keep to themselves and mix only with people they know. Perth becomes a very small place very quickly once you have seen the sights and done the rounds. Perth is best suited to people who like anything to do with nature and outdoors on your own or within your family group. Shopping and Fashion does not live in Perth as Perth people tend to be extremely casual. Bare foot is the norm, from bed to shopping centre is ok too.

If you have any questions before coming to Perth please do contact me, it would be my pleasure to help.

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BobinOz May 3, 2012 at 7:40 pm

$12 for a beer in a club! I was going to go there for a holiday, now I’m not so sure.

Seriously though, you must be able to buy a beer cheaper than that, it’s not overly cheap here in Brisbane, but we are only paying about $7 or $8. And never buy your takeaway beer in a sixpack, get a carton, much cheaper!

Right, now we’ve got the important stuff out of the way, the rest of it. Yes, it does look expensive, but then I really don’t buy your average wage figures of $600 – $1000 after tax. I would have said wages are much higher than that, average take-home pay over there should be about $1100 a week. The national average annual salary before tax is around $62,000, but over WA, it’s apparently closer to $72,000.

Obviously no one could take-home $600 and then pay $550 a week for rent, could they?

I’m sure Perth is expensive, but I’m also pretty certain salaries are higher than you suggest. Thanks for all the figures though, always useful.

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Carl May 3, 2012 at 8:02 pm

Hi Bob
I guess the best way to back up my figures would be to check out two websites,
1) for rentals – http://www.realestate.com.au
2) for salaries, http://www.seek.com.au

I have friends working in banks, travel agencies, hospitality and sales persons in shops who clear $600 per week and a more senior person position would clear about $1000+ per week.

I just did a search myself on http://www.seek.com searching for positions for call centre/customer service staff and the annual pay range was between $43000 to $70000 making the average salary $56000 gross before tax.

You will find that the only way a person can afford the rentals in Perth is if both husband/wife or partners both work otherwise it is just not possible.

It has been said that the mining boom is responsible for this new hefty cost of living.

Wishing you all the best.

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BobinOz May 4, 2012 at 8:52 pm

Hi Carl

Yes, I’m aware of both of those websites, I have them on my pages about Getting a Job or a Sponsorship and Cost of Buying or Renting a House in Australia. Sounds to me as though the mining boom is sending prices upwards, but only the miners can afford those prices.

Well, it’s not just the miners I suppose, I know there are other trades that are doing really well there, over this side of the country we keep hearing about just how much work there is at the moment in Perth.

But the downside, as you have kindly pointed out, is if you are not one of those trades people, and you don’t get one of those salaries to match, you might just find Perth a little bit too expensive.

Thanks for your contribution.

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Jaded December 10, 2012 at 8:32 pm

Yes it wages are that low!!! And it is hard for a lot of us Perthites. It’s harder than ever to make income balance outgoings…mostly outgoings exceeds income so it’s bad. And forget about going out…it’s too expensive, and you wont get time when you get that 2nd or 3rd job to cover the income deficit. Lucky ones are teachers…12 weeks off per year, and pay rises regularly. Dr’s are doing okay too, because they don’t train enough here so they can basically ask what they want. GP’s get away with heaps and accreditors appear to turn a blind eye to imperfections in their Practices because they need to have them running to cover the lack of them, as once again not enough of them get trained here. Most Dr’s are too hard to understand because the majority are foreign and trained in non-English speaking country.
Pretty place though. I have lived here all my life.

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BobinOz December 11, 2012 at 4:53 pm

I take your point Jaded, obviously there are low paid jobs there, but at the same time there are also some very well-paid jobs. But for those who are not commanding a big salary, I suspect it is a struggle. Haven’t prices in Perth though always been a little more expensive than the rest of Australia, because of its isolation?

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cucumber August 1, 2013 at 9:31 pm

i remember perth used to be quite cheap compared to sydney.

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BobinOz August 2, 2013 at 12:26 am

Ah, those were the days :-) It’s probably still cheaper than Sydney, but not by much.

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Mike August 5, 2013 at 10:54 am

Yeah house prices are up everywhere..Perth has had the biggest jump due to the mining boom inflating home prices, I think the average house price is now around the $560,000 price mark..Sydney is around the $650,000 so still higher but not like the old days where you could sell one average house in Sydney and purchase 3 in Perth..

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BobinOz August 5, 2013 at 2:58 pm

You can check house prices (as at 2012) across all Australia’s major cities over at my recent post about House Prices in Australia. Perth not yet at $560,000 according to those figures, but yes, it still expensive over there.

Cheers, Bob

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Mike August 6, 2013 at 11:08 am

Yeah I checked the 2013 figures it seems to have peaked at 560 in Jan but has dropped to 520 in the period to Jun..still a massive price increase on the old days.

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Jemma August 14, 2013 at 4:26 pm

Hey BobinOZ.. national average wage is $48k I’m not sure where your getting your info, but its not right.. check out the job sites.. lots of low paid industries.

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BobinOz August 14, 2013 at 8:42 pm

Hi Jemma

The average wage in Australia is about $70,000 per annum, what you are referring to is the median wage including part-time workers. My figure is average for full-time workers only.

If you check out my post about the Hard Yakka, you will see where I got my figures from, there is a link to the Australian Bureau of Statistics that goes straight to the page with updated information.

Thanks, Bob

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Ayomide Samuel July 22, 2013 at 9:23 pm

You are really doing a great job here and I’ve found this link helpful. Thanks.

I got this link as part of my EOI.
—- — “The application for State nomination includes a test about life in Western Australia . We strongly recommend you read the
{link to} test information page before starting your application.
Please I like to know what are the likely questions that could be asked in this test.

Thanks.

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BobinOz July 23, 2013 at 4:12 pm

Can you provide the link? I would assume it’s fully explained if you click through.

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goldghost December 24, 2013 at 2:58 am

Great post Carl. Especially the descriptive penultimate paragraph.

Perth is a city of almost 2 million and covers a huge area but it really is dead unless you have lots of friends and/or family here. It feels like a much smaller town. A very comfortable environment and wonderful climate but there is a reason most of the educated and ambitious young people high tail it over east or to Europe!

Wages can be high but so is the cost of living if you are not very restrained and self disciplined. $10+ for a pint of beer (if you actually are lucky enough to come across a pub! The average London suburb would have 3-4 times more pubs than the whole of Perth. Here it is one pub per suburb if you are fortunate. The cost of everything else is also extortionate (noticeable exception of petrol). Thank God for the internet.

The bottom line is do not move to Perth unless you are fortunate enough to land a very well paid job.

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Amandeep March 10, 2014 at 4:39 pm

Hey Carl, nice to see such an effort made by you in explaining almost all the expenses so precisely. Thanks a lot !!

My wife(an Australian citizen since last 6 years) is working in Perth in a bank and I am currently in India serving in the Indian Army as a Commissioned officer. I visited Perth a couple of times(in 2011 and 2012) and really liked it…more so as I am currently posted in New Delhi, which is highly populated and polluted.

I am about to quit my service and apply for immigration to Australia. I plan to get into photography as I love photography and have been learning and practising since last 4 years. I am aware of the fact that its not simple and easy at all to get into any creative field, that too in a entirely new place. I am ready to struggle for sometime and get into the business of photography. When I think about the ‘expenses’ I sometimes get confused and bogged down wondering how to go about meeting them. My wife earns a little over $40,000 and I wouldn’t have too much saved when I reach Perth…and venturing into something which takes time to build would need money!
I sometimes think of working part time and gradually side stepping into photography but I am not sure of what all kinds of work would I get and how much would I be able to earn?
My wife tells me the same thing like you brought out that people in Perth don’t hang out with people they don’t know, so even she, practically, doesn’t have any friends whom we could consult, you see, as she moved to Perth from Melbourne in 2011 and since then could not really make friends.

Thats the reason I am contacting you for some answers. I know its a long mail and would be thankful if you could attend to queries.
For your ease I would jot them systematically in the following few lines :

1. How much family income is considered ‘Comfortable’ generally?
2. What all jobs will I be eligible for, considering that I would be on a Temporary Visa/ PR ( leading to citizenship as my wife is a Citizen) and my almost 10 years of service in the Indian Army as an Officer?
3. How to go about starting a photography business or get a job in photography to start with (in case you know someone in this field) ?
4. I am a very friendly and a sociable person by nature and love to mingle around and know people. How easy or difficult would it be for me to have a social life and make friends in Perth?

Thank you.

Regards,
Amandeep

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vinit pahil May 10, 2012 at 1:27 pm

heb bob,
i am an indian boy ,17 years old…..i want to come australia for graduation….so can u tell me about my visa…and part time job there for me…….

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BobinOz May 10, 2012 at 10:39 pm

Sorry, no, I have no idea how that works. But take a look at my page about
Visas and follow the instructions and the advice given on the video. That should help you get started. Good luck!

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marelize May 29, 2012 at 7:02 pm

Hi there

We are currently living in South Africa and would love to move to Australia.
My husband is a Sheet Metal Worker / Boilermaker. Do you perhaps know where we / he can get a sponsorship job?
Regards
Marelize

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BobinOz May 30, 2012 at 7:30 pm

Not really, that’s a specialist area itself in which I’m not qualified. All I know is what appears on my page about Getting a Job or a Sponsorship. Sorry I couldn’t be more helpful.

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Jini May 31, 2012 at 2:40 pm

I have lived in Perth for about 7 years now and the prices of everything has skyrocketed.

You can get rentals for around $300 a week but they are usually in dodgy areas.

Same with buying a house. You can get one $350k but in a dodgy area or really small and old.

It is very nice here but am really getting tired of spending all my money just to survive.

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BobinOz May 31, 2012 at 10:20 pm

I think that’s the case in most of the major cities, they say prices have skyrocketed here in Brisbane in the last five or six years as well.

Although I think you are right, Perth is slightly worse off because of the mining boom over there. Prices have gone up because of that, trouble is, most people just aren’t miners.

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Ali Dousti June 24, 2012 at 8:21 pm

Hi Bob. thank you very much for your great website .I’m 33 man in Iran and have bachelor in English
but I’m unemployment right now . how I can migrate to Australia as short and cheap way as it could be . which city is proper for me .how much I need .
that would be my pleasure to let me know about it. My dream is to be able to migrate to Australia.
your friend Ali Dousti

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BobinOz June 25, 2012 at 11:12 pm

If there is a cheap way, I don’t know it. Australia is a very difficult country to get into, just like everybody else, you will need a visa. Check out my page about Visas to find out more about that and the cost of those visas.

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Gert July 1, 2012 at 7:46 pm

Dear Bob

Great website!! very informative!
Me and my family will be moving to Perth in September this year. Can you recommend a couple of nice neighborhoods to scout for a rental 3 bedroom home? do wana take a place and end up in the sticks lol! just a nice family middle class area will be good :)

thx! g

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BobinOz July 3, 2012 at 1:42 pm

I can’t, no, never even been to Perth. But you might like to check out my page called Which Suburb?, and especially check out the “Local Voices” link at the foot of the page.

Happy house hunting!

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Amir July 22, 2012 at 12:13 am

Hi Carl
It seems that u know everything about Australia specially in Perth , so I have a question and i hope u can help :)
I am Egyptian with 6 years banking experience and currently working in Egyptian bank as a Deputy branch head but i wanna leave egypt and travel to Perth and study there and have a student Visa , so will i be able to work (with student visa) as a banker or any normal job like i am working now in Egypt or i will work low works with low salaries?
Thanks in advance

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Carl August 30, 2012 at 12:29 am

Hello Amir
Sorry for not replying to your message and I hope Bob does not mind if I share my comments.

I am unsure how many hours per week a student can work in Australia, I guess that if your are studying then there are only so many hours you could work. I would very much doubt that a bank or any large organisation would accept a foreign student on a student visa to gain employment in their organisation. I do know some foreign students in Perth and they mostly work as taxi drivers, in cafes and restaurants, bars and clubs or counterhands etc, I guess they take the jobs that are easier to obtain but are most likely only a few hours per day. The average hourly rate would only be about $20 so you would need some other source of income to be able to perhaps rent a room with other students in a house plus cover all your other expenses. I know also that foreign student fees in university and college is pretty expensive.
As a student anything is possible especially as you only have to look after yourself, perhaps you eat cheap, share a room, public transport and spend your spare time working when you do not need to study. All I know is that it is not easy to live on a small budget in Perth especially when renting a place to live is so expensive.
If you have any other questions just ask.

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BobinOz August 30, 2012 at 8:10 pm

Carl, no, not at all. I love it when people share what they know in these comments. Thanks for taking the time to help out Amir. Cheers, Bob

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Amir July 22, 2012 at 12:23 am

Hi Bobinoz
I am Egyptian with 6 years banking experience and currently working in Egyptian bank as a Deputy branch head but i wanna leave egypt and travel to Perth and study there and have a student Visa , so will i be able to work (with student visa) as a banker or any normal job like i am working now in Egypt or i will work low works with low salaries?
Thanks in advance

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BobinOz July 22, 2012 at 9:28 pm

I think you are restricted to work only a certain number of hours if you are here on a student visa. I don’t know the details, I’m not qualified. You would need to give all of your details to a MARA registered migration agent if you wanted professional help on this.

I have one who works with me here on this website, check out my Visa Assessment Service.

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dustin August 12, 2012 at 7:00 pm

hi bob,

very insightful website and information, however i am still struggling to figure out whether or not 75k aud would be enough to live on in wa outside of perth. were a couple and are due to fly the 12th of sep, to say i am getting worried about the money is an understatement.

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BobinOz August 13, 2012 at 1:18 pm

Hi Dustin

Whether you will struggle or not on 75K largely depends on how much of that you will need to pay for rent or mortgage. As a real rough guide, and it obviously depends on your lifestyle, I reckon you need between $3000 and $4000 a month take home, after you have paid for your accommodation.

I think you’ll get by okay, so I wouldn’t worry too much about this yet.

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shalin August 15, 2012 at 10:41 pm

can i just ask, roughly how much does a nurses in adelaide been paid for a month? i ask everywhere but no one seem to know the answer. you seem like an expert to me. can u answer my question?

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BobinOz August 16, 2012 at 12:36 am

Well, yes, I (sort of) can answer your question, I wrote a post about it called Australia versus UK: salaries compared. Check out the link in that post called Australian salaries and search for your profession and location to find an answer.

Cheers

Bob

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shalin August 16, 2012 at 9:45 pm

thank you so much:)

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Shahar August 15, 2012 at 11:33 pm

Hello Sir,I have Plan to go to Melbourne city next year,I have question that is you know student will allow to work for 20 hours per week, but you know we will have already 2 days weekend there per week, So should we will allow for work full time in weekend. and how much the wages for student per hour minimum..thanks reply me please.

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BobinOz August 16, 2012 at 12:49 am

As far as I am aware 20 hours per week is 20 hours per week and a week last seven days, which includes the weekend. What I’m saying is, 20 hours per week is the maximum you can work, that’s my understanding of the role. So I think you can work eight hours a day over the weekend, but that will only leave you 4 hours left for the rest of the week.

I believe the minimum wage is about $15 an hour, but it’s not that hard to get a little more in most places. Hope that helps.

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Shahar August 16, 2012 at 7:40 am

Sir in my country one of the best consultancy told me that you are allowed 20 hours per week.but in week you have two days weekend and also you can work in weekend.which is allowed for you and this is your choice that how many hours you can work in weekend.
so you are easily can cover 20 Hrs +16 in two days=36.and will give you 25 to 30 dollar per hour.

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BobinOz August 16, 2012 at 6:02 pm

Well, if you have already had this question answered by one of the best consultants, I’m not sure why you ask it again here to me.

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Marj August 21, 2012 at 1:47 am

Hi Bob,
Please keep up the good work. This is the only site I’ve been reading for the past few days regarding moving to Australia. Both friendly and informative. I have a question though regarding overseas employment. Like most, I’ve been looking for work in Australia and was wondering about taxes. I am trying to do a sample computation based on info you shared about cost of living but I don’t have any idea on taxes. I tried the ATO site but I’m not sure under which category I fall. Please redirect me to another link if I overlooked any. Thanks in advance.

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BobinOz August 21, 2012 at 9:19 pm

I have written about this before, but the post is a bit old. Check out my post on income tax. The good news is that it does have a link to more up-to-date information provided by the Australian Taxation Office (ATO). Cheers!

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Sybsea August 28, 2012 at 4:48 am

Hi Bob, great website, but thinks its just put me off coming over, well not your website but the info on it!! I have just been offered a job in Perth for a salary of $120k, now that works out at £80k, which is what i’m currently on in the UK. But by the looks of it, coming out there means i’m effectively halving my salry due to cost of living, i’m gob smacked at how expensive Perth is! My wife and I were really considering it, but shes not gaurenteed work, (although she is a graduate and has several years Marketing experience) so $120k salary just doesnt seem enough. Gutted as we were looking forward to coming out, until I found this out! Anyone in Perth able to answer how the job market is out there at the moment, is my wife likely to get work? Thanks all

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BobinOz August 29, 2012 at 5:49 pm

My rule of thumb for income is to aim for earning twice as much in AUD as you currently earn in the UK in GBP. On that basis, your target income should be $160,000 here in Australia for you to live as comfortably as you currently do in the UK.

So, you are not halving your salary, but you can, roughly speaking, say you are looking at a 25% pay cut.

Sorry, it’s not good news, but if I were you I’d come anyway, you won’t starve and you just can’t put a price on the lifestyle. Good luck whatever you decide.

Cheers

Bob

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girlfriday August 31, 2012 at 4:15 pm

GBP80k will give you a much better lifestyle in the Uk than AUD$120k in Perth, stay in Blighty!

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BobinOz September 3, 2012 at 4:04 pm

I don’t think better “lifestyle”, but financially better, yes. Hitting some waves on a surfboard is free, can’t do that so easily in the UK.

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anonmarketing August 28, 2012 at 1:10 pm

Sybsea – there is very little work in marketing. The majority of companies big enough to have a marketing department have these people located in their Eastern States HQ. I am in a marketing role and we advertised for another person – had hundreds of extremely well qualified applicants. Starting salary you would be looking at around 50-55K even with experience. As for your $120K – I’d say 85K in pounds in the UK would be getting you a hell of alot further over there. It is a complete rip off here, brace yourself.

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BobinOz August 29, 2012 at 5:51 pm

Yes, that’s what I think too. As I’ve said above, I think he should be aiming for 160K.

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Marnie September 3, 2012 at 10:48 pm

Bob
As I’ve read in above conversation it seems that Australian cost of living is very high, do you think as a butcher (hope i will be qualified) could raise a family with 2 kids? the wage for butcher range from 35k-50k per annum. thank you.

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BobinOz September 4, 2012 at 12:36 pm

I wouldn’t say Australia’s cost of living is “very high”, but it’s certainly not a cheap country either.

I’m afraid to say though, in my opinion, you will struggle on that kind of wage with a wife and two children. I’m a little shocked that that is the salary range. Students are earning $20 an hour, that’s over 40k a year based on 40 hours a week.

Are you saying a butcher can only earn the same as students who are amongst the lowest paid in the country? Doesn’t seem right to me.

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MD September 4, 2012 at 10:56 pm

Hi,
I have got an offer to relocate from india to sydney for 2 years under 457 visa from my current employer. The are offering me 82k per year which includes (9%super annum + 8% incentive). i have family with one small kid(1 year). i just want to know whether we can able to lead a comfortable life with this package or not.
i dont know anything about tax and medical insurance details. Please suggest.

Thanks,
MD

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BobinOz September 6, 2012 at 12:39 am

That depends, I suppose, on your requirements for comfortable living, but the big question is how much will you be paying for your accommodation. It’s what you have left after that that matters, and decides how comfortable, or not, you would be.

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MD September 7, 2012 at 7:05 pm

Thanks Bob, I have drawn the minimum expected expenditure buget for sydney living. i am not sure whether i have included everything or not. please provide your inputs so that it helps me to decide.

S.No Details Weekly Monthy
1 Accomodation 400 1600
2 Food 150 600
3 Elec 100
4 Phone 100
5 Internet 50
6 Travel 250
7 Others 300
8 Medical(Me, wife and my Kid) 200
Total 3200

Moreover i think for 400AUD(2 bedroom apt/ good 1 bedroom apt), i can get only in outside of city. Is that correct?

Thanks,
MD

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BobinOz September 8, 2012 at 8:46 pm

No I’m pretty sure you won’t get anything in the city for $400 a week, you may even struggle to get something for that outside of the city. Check out my page about Cost of Buying or Renting a House in Australia and do some research to get an exact figure.

As for the rest of your figures, these are for you, your wife and your child? If so, these are absolute minimums, I would think you should budget for at least $4000-$5000 a month. But then everybody has different expenditures, maybe you’ll get away with it.

Cheers

Bob

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Shahar September 5, 2012 at 6:30 am

Sir if some one come there through student visa and loss his passport and show himself illegal.then what is the legal way for this illegal student!

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BobinOz September 5, 2012 at 12:17 pm

Sounds like a riddle Shahar, not sure what the answer is, but is the clue in the last two words?

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eshwar September 5, 2012 at 7:49 am

hi bob
im eshwar from india i completed my diploma in tool &die making i have planned to come australia for work how much salary i will get per week? wether i wil get good job in australia ha??

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BobinOz September 5, 2012 at 12:15 pm

Who could possibly know?

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Mr Refugee. September 5, 2012 at 7:45 pm

I have seen in news posted from Australian Immigration Department that now a refugee from anywhere can go to Australia for permanent lives.a refugee will contact to UNHCR and will himself register and they will introduced him to Australian Immigration Department.Do you have some idea about this issue.if you have then write here with further detail.thanks

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BobinOz September 6, 2012 at 1:11 am

No, Mr Refugee, I don’t know anything about that at all. Wish I could help, I can’t. Good luck though!

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DTT_UK September 7, 2012 at 8:42 pm

Moving to Sydney in October and told my relocation contract will be based on a 133k aprox 120k once the superanuation tax has been taken away.
for a single lad with no commitments or much debt im hoping i should clear around $6000 aussie dollars.
Im looking to go into a shared townhouse or apartment for around $400 dollars a week so im hoping i should have around $2500 spare each month once ive paid for food, travel expenses and incidentals.
My only serious concern is a car. The prices are crazy and for a imigrant and ive not come across any leasing of finance options…..i think its going to take around 6months of salary going into my local aussie bank account before i can get a loan or credit.
I actually just returned from a week in Sydney (August 2012) and couldnt believe the costs of goods.

Heres a list of the things that shocked me a bit and gave me a reality check

Basic rule to follow is always expect the costs in £ pounds of anyithing in the UK to be twice or three times the cost in Aussie Dollars

Bag of Haribo sweets or Allen brand equivalent $4.50-$6
Whole Roast cooked Chicken from supermarket $15
Bottle of coke from vending machine $4.50
10 minute cab ride from North Sydney over harbour bridge to the Rocks $20
Day ticket to the zoo including boat and rail travel $50
Pack of cigs $20 (time to give up)
Loaf of bread $1.50 (non brand from ALDi)
1lt of Milk $1.50 (non brand from ALDi)
Decent bit of Steak from the supermarket Rib eye $15
Burger King meal $10
Beer or Cider (about 2/3 pint) $5-6dollars
Cocktail $20 or more
train ticket daily return $5 or multi week travelcard around $60
Nice lunch and beer in Manly $20-25
Amazing full cooked breakfast at the Rocks $17

Hope it helps

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BobinOz September 8, 2012 at 10:22 pm

Time to give up the Haribo sweets as well, I reckon.

Everyone says it’s expensive in Sydney, but some of the prices you mentioned do seem a bit steep even for down there. We would pay $10 for a whole cooked chicken up here, for example. $4.50 for a Coke? Gosh! But although some things are expensive there, salaries are very high, I read a report the other week that said salaries in Sydney were the fifth highest out of 73 cities surveyed in the world.

Anyway, thanks for letting us know those prices and I hope you settle well in Sydney and have a great time there.

Cheers

Bob

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DTT UK September 8, 2012 at 10:42 pm

Hi Bob,

Thanks for your response and website. Finding it all very useful :)

Daniel

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ravdeep September 16, 2012 at 3:47 am

hi bob,

first of all thanks to you for providing an information site about australia.Im from India and im planning to come to australia on a student visa.i have enrolled myself for the masters of social work from the university of queensland.as im married so my husband will also be accompanying me.he can work full time there but after reading about the job prospects in that area we are thinking that are decision is wrong.it might become difficult for us to take out our expenses including my course fees.bob can you please guide us about the job prospects i hope there must be jobs in that area but what kind of jobs are available and how much will be our earnings and expenses.Is living in brisbane a better option and commuting daily from brisbane to university.
NEED UR ADVICE BADLY..

Thanks

thankyou.

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BobinOz September 17, 2012 at 2:45 pm

ravdeep

I can’t calculate it for you, I have no idea what your needs and requirements are. And it appears you want me to tell you about all jobs available in Brisbane and their salaries? I mean, seriously, how would I be able to do that?

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Natalie October 11, 2012 at 1:24 am

My husband has been offered a job in Queensland Australia. He was offered $80,000.00 for his salary and I am currently finishing up my bachelors degree in Science. We live in Michigan right now and am very nervous about the change as we also have 2 teenage children. I will be looking for a job there as well. Do you think we will live comfortably on what he makes for a little while until I find a position there?

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BobinOz October 11, 2012 at 10:39 pm

I’m not really sure what your idea of “comfortable” is, or how much you’ll be needing to pay out for accommodation. But with $80,000 a year you certainly won’t go without, but I reckon you’d need to get a job for yourself to truly live the dream.

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Gaurav_Gurgaon_India October 13, 2012 at 2:09 am

Hi Bob, Indeed this is a highly useful website. I m planning to migrate to OZ with family (wife+2daughters) and following your insightful comments regularly and prior to writing you have got a prima facie idea of employment through seek.com.au. which is coming approx AUD 65K (Gross).

I earn a million (INR) per annum here and PG in Mgmt by working with IT giant. Even my wife is also an IT engineer+educationist, but homemaker and would start career in teching soon.

Most importantly I would request your comparative judgment between Delhi (India) and Perth on the basis of living expenses.

Do kindly help me out and take care.

Cheers/Gaurav

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BobinOz October 16, 2012 at 4:07 pm

I wish I could help you with that one, but I really have no idea what 1 million INR is worth or the cost of living in Delhi. Maybe somebody else who has made the move from Delhi to Perth might step in here and help you out. Anybody?

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Bilal Naqvi October 28, 2012 at 1:46 am

Dear Bob,
I am constant follower of your website and I appreciate it very much.
I am a Civil Engineer and migrating to Oz within 02 months. I have read some very disturbing arguments from very qualified and experienced engineers like myself of having extreme difficulties in finding relevant jobs in OZ and often let down due to non-OZ experience.
Based on your experience here, Do you have any idea regarding this on how a new migrant should face this kind of situation?

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BobinOz October 29, 2012 at 5:56 pm

I wish I could help you with this, but I simply can’t as I’ve really had no experience. Hopefully someone who does have experience in this area will pop by and help you out. Good luck!

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Ferdy A. Nugraha October 29, 2012 at 12:58 pm

Dear Bob,
I just got an job offer as a baker at a restaurant in ACT Canberra, they said the salary starts at $50,000 ($20/hr). I plan to bring my wife after I settle in, we don’t have any kids yet. I am a professional baker in a 5 star hotel in Jakarta and I have been working in the culinary world for 5 years . Since they said the the salary “starts at $50K” should I be asking for more? Also how big is tax there?

Thank you

Ferdy

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BobinOz October 29, 2012 at 5:59 pm

$50,000 isn’t a great salary here in Australia, the average salary is around 62K I think. If you feel you are in a position to ask for more, then why not? If you search Google for Australian tax calculator will find there are plenty about. Good luck!

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kumaran renu November 5, 2012 at 3:34 am

hi, i am planning to do post graduate part time studies in australia. i have one year expereince as a web developer in php. can i get part time job in this field? with thanks kumaran

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BobinOz November 5, 2012 at 8:31 pm

Maybe, but I obviously couldn’t tell you for sure.

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syed November 6, 2012 at 5:16 pm

Hi,
I have applied for a Australia PR and planning to come to perth. I have 1 dependent and i live a good healthy live ( outing , shopping , dinning ,car, house(rent first)) . I am looking for the salaries for Senior Software developer/Engineer about 80-100k with an experience of 5 years. How much salary is good to live in perth ? kindly let me know as i have to plan things.

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BobinOz November 8, 2012 at 9:47 pm

I can’t tell you specifically about the cost of living in Perth, but I have heard anecdotally that it is more expensive over there than it is here on the East Coast. On that basis, I would suggest that 80 K is a bit light, I would be trying for 120 K, but you’d probably get by on 100 K.

Hopefully somebody who knows the area better than me might pop by and help you out more.

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syed November 8, 2012 at 10:19 pm

so If i am earning 100k how much is the hand in case i will take home after tax deductions (all type). and also tell me about the IT related job opportunities , I thought perth is the best in all.

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BobinOz November 9, 2012 at 2:16 pm

If you search Google for “Australian tax calculator” you can punch in the numbers and it will tell you your likely tax liability. I couldn’t tell you about job opportunities in IT, check my page about Getting a Job or a Sponsorship and use the links to the employment agencies to search for what you do.

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Bruno November 22, 2012 at 6:10 pm

If you earn 120k per amnum on one salary, you are very lucky and you can live very well in perth.
And all the ones who are complaining that it is too hard to live with “only” 120k per amnum in perth are really some spoiled people.

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BobinOz November 26, 2012 at 1:15 pm

Thanks Bruno, always good to hear other opinions.

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Naeem November 26, 2012 at 8:19 am

Hi Bob,

I am just wondering what’s the tax rates like in New south wales, Melbourne and Perth area. if somebody is earning AUS$ 300,000 per annum what’s the next income please?

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BobinOz November 26, 2012 at 1:16 pm

The tax rates would be the same in each area, just Google “Australian tax calculator” and there are quite a few websites where you just punch in your earnings and it tells you what tax you would be likely to pay.

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Mike December 23, 2012 at 12:02 pm

Naeem..if you Check the Australian taxation office…www.ato.gov.au they will give you all the information you need for working out the take home pay

on a rough income of $300,000 without having deductions and various other offsets you could expect to take home after tax approximately $186,000.

Like most things a good salary to live on is entirely dependent on the expectations you have…if you want a car..what type..they range from 14,000 to only God knows in price..it is the same with houses, rents, shows and the other trappings of life.

I find my wage in NSW of 90,000 a bit difficult at the moment..but that is purely because of the choices I have made, the car I chose to purchase, the home I have picked to live in..good or comfortable living is purely a function of your expectations.

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BobinOz December 24, 2012 at 3:01 pm

Spot on Mike:-)

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TJ December 25, 2012 at 10:24 pm

Dear Bob and Carl,

It is a great site with some very useful comments, I am planning to migrate to Perth by the end of 2013, i would like to know the minimum amount requires to start a small retail store which can help me in earning net of all expenses[including tax] $ 8000 per month. What assistance i can get from a bank financing, means ratio of investment.

Can you send me some break up of initial and running expenses. Amount of expected weekly sales and gross profit margin.

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BobinOz December 28, 2012 at 8:36 pm

Haha! Sorry, I don’t prepare business plans.

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bigaz78 December 28, 2012 at 12:14 am

Hi Guys, just been reading through a few comments and questions here. Now most immigrants seem dead set on moving to the big citys. The big citys require big salarys to live comfortably as high accomodation costs being the biggest killer!! what you pay in rent in the city you can quite easily buy a house in the country for the same dollar. Of course the employment situation maybe a little tighter in the bush but we are still screaming out for the medical proffesionals, tradesman and general farm hands and the like. If you dont mind getting your hands dirty you can make a real good go of it in the bush and halve your living costs at the same time experience the real australia and australian people. I earn over 120k, am buying my second house which is on a 1/4 acre, dont get caught in traffic jams, live 15mins from the beach, i know mt neighbour and we catch the shrimps not buy them that go on the barbie!!

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Mikey December 29, 2012 at 7:37 am

bigaz78..couldn’t agree more. I live in a small town on the north coast of NSW..getting staff has been difficult so I have in a short time and without having to jump from employer to employer like you do in the cities moved from 55k to 90k, with the added bonus of getting my rent paid, and trips home to visit my sister and mother in Sydney..I live about 5mins from the office..when I step out of my office work is done..the trip home is easy..not like when I worked in Sydney and had an hour at least to look forward to to get home. It has meant I have spent large amounts of money on the fun things in life. Like trips, investments and things like that..rather than on the pain of actually getting to work..accomodation and those sorts of things…average Sydney prices are around 600,000 now..with those sorts of places renting for around $500 a week..for that price I can get three places where I am now..and the rental market is so tight each of those places rents for $320 its easy to do the maths.

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BobinOz January 2, 2013 at 8:25 pm

bigaz78 and Mikey, if there is one thing I really intend to experience here in Australia it’s living in a small town, away from the big cities. In my head I believe I’d see a much different Australia and way of life, from what you have both said that would certainly happen.

Five minutes to the office? Catch your own shrimps? And these small towns all have a pub at the heart of their community, don’t they? Got to say, it sounds like a slice of paradise to me. One day :-)

For now I am staying put so that I can offer some stability for my young daughter, she has lots of friends and loves her school. But yes, one day I hope to check out the life you’re living, it does sound pretty good and thank you for letting us know.

Bob

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Dave Large January 1, 2013 at 3:56 am

What a great informative site – Thanks guys for your time and effort.

Me and my family (wife and two young children) are seriously thinking about migrating – Melbourne being our option due to my occupation being sponsored by them.

Im sure i am missing something about the costs of living in Australia but it may be because im currently working in a low salary job in Devon, UK. We dont have an extravagent lifestyle – being in the countryside we try and get out as much as we can and mostly for free. Due to the weather we want to go somewhere where the weather is slightly better than here in the UK and get the kids out even more. From researching available jobs on seek my salary could be in the region of 70-90k per year in OZ which is substationally more than what i currently earn in the uk. More than double. Now rent seems around $400 per week for a pretty decent place, certainlly better than what we rent at the moment having checked out the rental websites in Australia. Am I dreaming that we could make do on this salary paying that sort of rent per week? Bearing in mind that we currently skrimp at the moment and dont have any spare cash at the end of the month.

Dave

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bigaz78 January 2, 2013 at 1:34 am

Hey Dave, I dont think you would have to many problems living in melbourne on that sort of money. But like i said before, it is a lifestyle thing if you want to live in toorak well all your money will go on rent but if you want to move out west to say altona meadows or werribee 15 to 20 minutes from the city you will be fine. Its up to you!! Out west you will get a near new rental for around 400 hundred a week. I used to live in altona meadows and found it a good place to live before i moved to the country. No west gate traffic dramas for me anymore.

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BobinOz January 2, 2013 at 8:30 pm

Dave, I fully agree with bigaz78 and you will be fine on 70-90 K, just choose your housing wisely. Even if you find it a slight struggle, I’d rather struggle here than in Devon and I can assure you the weather will be a lot more than “slightly better”.

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Dave Large January 5, 2013 at 1:57 am

Hi Bigaz78 & BobinOZ,

Thanks for your replies, That was exactly my thought Bob, id rather be in a place where we can get out more rather than be stuck indoors. The weather has been atrocious here in the raining capital of Tavistock! 15-20 minutes to the City sounds ideal as well but having previously commuted up in London a longer commute wouldnt bother me.

Right im off to put my skills assessment in….

Thanks

Dave

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BobinOz January 7, 2013 at 1:48 pm

Good luck!

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Mark Griffin January 2, 2013 at 11:53 pm

Hi Bob,

I have recently came across your site and I am finding it very usefull. I am based in Scotland in the UK and I am a qualified carpenter and a qualified mechanic. Carpenter is my main/most recent employment and I have be able to combine all my skills and use them to carry out work as a multi-skilled engineer in the maintenance sector for domestic, commercial and retail properties. My fiancee is a qualified dental assistant with over 10 years experience who is currently taking a break and carrying out multi clerical roles for a major hospital for mulitiple departments. We also have a 4 year old daughter so we would idealy be looking for a family sponsoship visa, can you send me on the right direction of this becoming reality.

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BobinOz January 3, 2013 at 2:13 pm
Scott February 3, 2013 at 11:35 pm

Hi
Me and my wife are moving to Perth in dec, I’m hoping to go back to collage to get my plumbing licence and my wife is hoping to start a job ASAP as a secondary teacher . Will we be able to survive on one wage untill I get my licence
Many thanks
Scott.

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BobinOz February 4, 2013 at 4:09 pm

That depends on the wage Scott and your outgoings.

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Mike February 5, 2013 at 7:51 am

Hi Scott

I would also look at getting your wife’s teaching qualifications assessed by the education department in WA…In Australia each state is essentialy it’s own mini kingdom and each state a teacher wants to work it will want to check that the teacher meets their particular standards..i.e just because NSW says everything is fine doesn’t mean that QLD or WA will be happy. If you are coming from overseas they often want you to do an extra year of study which is mostly to do with curriculum that you would be teaching..coming from UK this may not be a requirement..but again each kingdom has it’s own rules…It wasn’t required when my mother took up teaching in NSW from UK..that was a while ago though..

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Scott February 6, 2013 at 3:37 am

Hi all
Many thanks for your replies we will look into it thank you.

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Jennifer Aldis March 7, 2013 at 10:01 pm

I am looking to retire in Australia. My Mother, Sister and Brother all emigrated out there in the ’70s with the £10 offer they were doing at the time. The Australian government wanted more people out there. Unfortunately at the time I was married and my partner did not want to go. So I stayed in England. Now I’m coming to my twilight years, I would like to spend them in peace and happiness with my sister and brother. My mother has passed away in Australia as an Australian citizen. I can Bring my pension over to Australia and my Sister and brother will happily sponsor me, however i need to know what the criteria is to retire over there. As an older lady, i do not have a large income however i do have savings but no where near the AD$400,000 they are asking on sites I have researched. Is there any loopholes in the system? Considering my family are Australian citizens? Any information would be of great help. Thankyou for taking the time to read this and possibly reply.

Regards Jenny.

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BobinOz March 8, 2013 at 4:27 pm

Hi Jennifer

A lot has changed since those £10 Pom days, it’s much harder to get into Australia now I’m afraid.

I think you will find it very difficult to qualify for a visa here, although it might just help as you have your sister and brother here. But I don’t know for sure because I’m not qualified to answer these questions. I’m sure there will not be any loopholes, but if there is a way in for you then a MARA registered migration agent would be able to find it.

Unfortunately, they don’t come free, but I do recommend my MARA agent who offers a very reasonably priced Visa Assessment Service.

I hope things work out for you.

Bob

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Mike March 22, 2013 at 1:07 am

Good morning Jennifer

Members of my family and I myself have been involved in being sponsors for people. If you don’t have the money that is required as part visa application, It would essentially put the onus on your family to stump up the funds to meet the shortfall. Depending on your case the government sometimes requires this money to be placed into a holding account. At least that is what happened when my father sponsored his wife’s cousin to come to Australia. There is also usually an onus on the sponsor to cover all medical bills for a certain period of time (Generally around 2 years) and to proove that they have the income or money to support you. My mother and father came as part of the 10 pound pom scheme inthe 70’s, a time of fear for the government and a wish to fill the nation as quickly as possible..

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Neeta March 10, 2013 at 2:34 am

Hii Bob,
My name is Neeta. I have cleared the IELTS, skills assessment and have filled the EOI and have got my EOI ID number. Now, I am trying to fill up the online state sponsorship form for Western Australia. I am facing a confusion making a monthly estimation for a family of 3 adults and providing a breakup for the same and of as many routine chores as possible. I have visited the website u have provided in this forum quiet a few times but dint get this answer. I am stuck at this question or else I am done…. Please help at the earliest possible so that I can submit my application for state sponsorship.

Regards,
Neeta

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BobinOz March 11, 2013 at 7:27 pm

That’s not something I can help you with, but if you check out my page The Cost of Living in Australia of Everything I’m sure you will be able to work it out.

Cheers

Bob

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Syed March 11, 2013 at 7:32 pm

Hi,
I am going to apply for EOI , but first i wanted to know in which territory or state should i apply for State Sponsorship in terms of all type of expenses with a family (me my wife and 1 dependent) ? I am a Software Engineer , looking for jobs on SEEK . I feel i will get job around 60-80K per annum. ?? what you say ? i am looking for WA (Perth)

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BobinOz March 11, 2013 at 8:04 pm

Are you asking which state or territory is the cheapest to live in? If you are, I’m pretty sure it isn’t WA, but I couldn’t tell you for sure which one it is though.

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Mike March 22, 2013 at 1:00 am

G’day Syed

60-80k pretty much puts you in the average wage catagory..which I think is currently around 68k, I would not be looking at WA, which I suspect is probably the most expensive place to live due to the influx of mining dollars. In the old days WA was far cheaper than any of the eastern states but it isn’t the case anymore. WA, VIC and NSW are all very expensive, SA is heading that way, QLD is still relatively good. I don’t know much about TAS and friend in the NT say things are expensive up there now too ACT seems to be good for all my friends there they are on around the same wage that you are looking at.

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Neeta March 11, 2013 at 7:47 pm

Thanks Bob,
I’ll check the website, but can u help me understand how expensive is Western Australia than NSW. As in, had u been in my place, how much would u spend per week to live a moderate and satisfied lifestyle in Western Australia.

Thanks & Regards,
Neeta

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BobinOz March 11, 2013 at 8:09 pm

I’ve never been to WA, but I am told it is probably Australia’s most expensive state.

Neeta, how do you expect me to work out your budget when I have no idea of the kind of things you buy each week? I’ve given you the page to work it out, that you haven’t even looked at it!

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Neeta March 11, 2013 at 8:19 pm

Dear Bob,

I have gone through the webpage before sending you the earlier message, but I was trying to know the budget one can expect to keep on a normal lifestyle..

Thanks & Regards,
Neeta

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Mike March 22, 2013 at 1:25 am

Neeta you are pretty much asking an impossible question

Where in WA, compared to where in NSW, what do you normally purchace, what do you usually like to spend money on, what size house do you want, how many cars?

If you are looking at living in Sydney, in the middle of town in the most expensive suburb..and average place there could sent you back around $10,000 a month…while if you lived in the average place in the cheapest suburb of Greater Sydney it might set you back $1200 a month…if you lived in rural NSW it might set you back $700 a month in rent..so I guess for rent you are looking for an average place at a cost of 700-10000 per month….food pretty much would go down the same path…so it really requires you to sit down and work out where you want to live..and get a list of rents from that area, then work out what you spend money on now, and check those prices online (Coles, Woolworths and other large chain grocery and department stores have their own websites) that will give you a rough idea, Currently in Australia the average wage is approximately $68,000 some states it is a little higher others a little lower, There are large parts of the community that survive on far less. Moderate and satisfied are hard for anyone but you to answer..what some see as moderate is considered by others to be luxury..what some are satisfied with is considered excessive by others

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BobinOz March 22, 2013 at 8:46 pm

Exactly! Well put Mike.

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Neeta March 11, 2013 at 8:20 pm

Well, I shall revert for any further doubts after analysing the website once again.

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Jamy March 21, 2013 at 7:11 pm

Can someone please help me ? I have a job offer in Melbourne which pays $1050 per week (after tax). What puzzles me is how can you survive on this if the rent is $400 – $500 a week ? And then water , gas , power is $50 a week, then car fuel etc anotehr $50 , so 70% of ur pay goes on the basics, then you still have food (which is also a basic) another $200 a week for food, what is left ? then u have other insane charges like parking, insurance, etc. how can people survive i’m puzzled. I’m not able to make a decision to take this job or not, please help. is $1050 a week (after tax) seriously a low pay ? I can’t seem to calculate how i’m gonna survive on that along with my wife (single earner) Bob plz help !

should i just turn it down and aim for atleast $1300 a week after tax ? Currently i’m in singapore and i earn enough to pay for bills, go on weekly outings and have 10% of my salary saved, i don’t wanna enter an endless struggle, i already struggling as it is. can i do the same on the pay offer i’m getting thanks.

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BobinOz March 21, 2013 at 9:27 pm

This is a tough one to answer Jamy, $1050 per week after tax is not a seriously low income, it’s pretty much spot on the national average. People do survive on it, I suspect, life gets more comfortable though when there are two income earners, especially when you are paying $400-$500 a week in rent.

Obviously you would be better off if you could find a job that pays a little more, last time I looked I think the national average salary was something like $68,000 per year before tax.

You have a tough decision to make, I’m afraid I can’t give you anything solid in terms of advice to help you with that. Would there be any chance of a rise on your salary after a few months? That would obviously help.

Anyone else have any suggestions for Jamy?

Good luck to you, whatever you decide to do in the end.

Bob

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Mike March 22, 2013 at 12:55 am

Bob is correct that is pretty much the average wage. So you are looking at living in an average place further from the centre of melboure..I would also look at using as much public transport as possible which I hear is pretty good in Melbourne. Unlike Sydney. In the grand scheme of things. Singapore is I think about the 6th most expensive city in the world in which to live. Melbourne is 5th, if you are on the same sort of deal as I was and my sister was when living in Sing then your home would have been part of the salary package from the company you are working for so you wouldn’t notice the pain…well we didn’t… Added to that transport around Sing is excellent, around any Australian city, not so great. It might be a case of scaling back how great a place you are looking at renting or the suburb in Melbourne you are thinking about. I loved Singapore, but I hate Australian cities, especially after Singapore, I found a job instead in the country went for the more space slower pace country life. I guess though I am lucky that I have skills that were easily transfered to Country life. I would however seriously contemplate getting your wife to look at working if you are hell bent on city life.

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Syed March 25, 2013 at 2:45 am

Hi Bob, Need quick help
I appeared for IELTS i got 7.5 in L,W,S while i got 6.5 in R :( .. i want to ask if it is fine to apply through Skilled – Nominated or Sponsored (Provisional) (subclass 489) visa which will give me 10 points and i will reach 60 . if not than i will appear again to get 7 and apply through subclass 190.. What is the difference in these? isnt it better to get a 489 visa ?
Can you help me out in understanding that ?

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Mike March 31, 2013 at 4:34 pm

G’Day Syed

if I was you I would check with a registered migration agent, in Australia it isn’t legal to provide migration information if you aren’t registered with the government as a migration agent

https://www.mara.gov.au/ is the website that will list all Australian government approved migration experts, they would be the best people to check with about various visa type and requirements.

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Syed March 31, 2013 at 4:37 pm

Thanks mate :)

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BobinOz April 1, 2013 at 9:03 pm

I highly recommend my guy Syed, check out my Visa Assessment Service.

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Rasheed March 30, 2013 at 11:42 pm

Hi Bob. I would like to move to Darwin with my 2 wives and 2 daughters. Both my wifes do cooking and i believe cooks are needed there. Do you know any jobs there and how much they will need to get paid so I can live in a big house. My daughters can work also if need more money. Thankyou

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Mike March 31, 2013 at 4:30 pm

Nice..if you aren’t joking..I would check this site (www.realestate.com.au) and also the Australian tax office http://www.ato.gov.au/individuals/content.aspx?doc=/content/12333.htm the first site will tell you how much a house will cost in Darwin. The second will tell you how much money your wives and daughters would get after tax. and this site http://www.seek.com.au will tell you how much various jobs get paid. You need about 10% of the value of the house as a minimum in cash in order to get a loan….more if you don’t have a history of savings.

Sadly cooks don’t earn much neither do cleaners, people that iron clothes or child care workers at least not enough for a big house. So you would have to work to get the big house dream.

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BobinOz April 1, 2013 at 8:43 pm

I laughed like a drain Rasheed when I read your comment, very funny. Just one question though, have you ever thought of doing any work yourself?

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Syed April 1, 2013 at 9:23 pm

I think he messed this, with his English :D … he didnt meant what we are thinking :)

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BobinOz April 1, 2013 at 9:55 pm

I hope so Syed :-)

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Jon April 8, 2013 at 9:01 pm

Hi. I’m in the process in getting a job in Perth with a relocation package attached (they’ll pay for all visas and flights out there etc, no housing allowance though). They have said I will start on $100,000 per year which I thought was good, but now I’ve read some of your comments on hear I’m not too sure. I was planning to emigrate with my wife and three children and I was hoping we would be able to live comfortably in Perth on my wages alone. Is $100,000 a good wage for this area? I work for the oil and Gas industry in the UK and want to stick to the same industry in Australia if possible. I’ve tried to find out what my monthly take home pay would be but I’m finding it difficult to work out as well. My reasons for moving to Perth was to give my kids a better life, but I don’t want us to struggle and not be able to give the kids stuff neither …..

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Mike June 9, 2013 at 11:22 pm

100,000 is an ok sum of money, the national average is around the 60,000 mark. To work out your take home pay each month go to the ATO (Australian Taxation Office) website it will tell you how much tax they take out of that.

on a rough estimate you would see the government take around 25% of that in tax, which would put you on just over 6000 a month. It would depend entirely on what your idea of comfortable is as to if that is enough money. This is mostly to do with where you chose to live, what type of schooling, healthcare and a number of other things.

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BobinOz June 10, 2013 at 7:24 pm

Thanks Mike, good answer, and Jon, sorry I appeared to miss this comment the first time round.

Mike is right, $100,000 a year is a good salary, the actual average is something like $68,000. I think much will depend on how much you need to pay for your accommodation, I know housing in Perth is quite expensive. Cheers, Bob

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richa May 8, 2013 at 1:45 am

Hi, I am from India. My husband has 8 years of work experience and is currently working as a Solutions Architect (IT) He recently got an offer of $95,000 (pretax) from a company in Sydney. Is that good enough for a person having this kind of experience and job title. Also, we have two small kids- 5 and 3, and have a decent living standard here in India wherein we do eat out once a week, watch movies and buy only organic groceries etc. I have heard that in Sydney (or NSW region for that matter), one has to pay school fees also if they are on a temporary visa. So looking at all this do you think $95,000 can sustain us well in Sydney.
Thanks,
Richa

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BobinOz May 8, 2013 at 2:32 pm

Hi Richa

On just one income, $95,000, with a family of two children to support, living in Sydney and probably having to pay for state schooling, I think things are going to be very tight for you. A good deal will hinge on how much you will pay each month for rent/mortgage.

Is it a good wage for an IT guy? I don’t really know, here are some pages you might like to look at…

Getting a Job or a Sponsorship – you can see how competitive that salary is by using the links to search other jobs in IT will stop

And also State School Fees for Temporary Visa Holders in Australia will explain those school fees.

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Mike June 9, 2013 at 11:38 pm

95,000 pre tax would be 72,000 post tax…less the average rental home price in Sydney at about $26,000 per year..leaves you with 46,000 for all the other expenses or roughly $800-900 a week, this would have to cover food, electricity, transport, education and the like. Again like many things it would depend entirely on what decent standard of living means, do you want a car..and all those other things. That salary would be about the average household income for a Sydney household (many households now consist of two people working)

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richa June 10, 2013 at 12:01 am

Thank you Bob and Mike for the prompt reply. Now my husband has negotiated it to 110 K plus 20K annual bonus. We will have a car and we plan to live in the suburbs. Do u think thats a decent package? Also I need your help on another front. I plan to run a home based Indian Etnic Wear business in Sydney. So living in a suburb with decent number of Indians or South Asians would be helpful. I did a lot of research and found out that western suburbs like the areas around Parammatta are majorly populated with Indians, but the suburb does not have a good reputation. I would also like to say that I am looking for suburbs with decent number of south asians not the ones which predominantly abode south asians only, as we do not want to live in ghetto but in a multi cultural suburb which is very safe and secure and child friendly (we got two kids, so security and good schools are our priority) and proximity to City would be a plus (My husband’s office is at Blues Point Road). Any suggestions please.

Thanks!

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BobinOz June 10, 2013 at 7:27 pm

Hi Richa

That’s really a question to ask on my page about Sydney, when you get there make sure you have a good read of all the other comments, I think you’ll find a lot of interesting information. Cheers, Bob

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Andy nufc June 9, 2013 at 1:38 am

Hi Bob, great website :) I’m desperate to get over to australia as soon as possible. my partner is currently completing her masters in social work and I understand she has to have a years work experience too before emigrating, from what I have read anyway. I am a qualified joiner and have been thinking about moving out to aus now whilst she is completing her studies to try and establish some kind of lifestyle, however I don’t have a great deal of money to bring with me, I can afford the flight, visa app and about 1000 cash to bring, do you think it would be wise to move there and say for example live in shared accommodation and pick fruit etc whilst looking for a more suitable job to utilize my skills? I was thinking about perth but having just spent the last hour reading everyone’s posts on here I think I’ll leave it unless I am lucky enough to win the lottery tonight, fingers crossed

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Mike June 9, 2013 at 11:30 pm

You would need to get a working visa, and the immigration might question the idea of a 1000 dollars being enough..They often raise this question if you come out on a tourist visa just for a quick stay…fruit picking is seasonal so you wouldn’t be looking at doing much of that for the next few months as we are just heading into winter months now. I would think it is better to save hard wait for your partner to get her experience and save up enough for you both to come out a work. One of the other big problems in Australia at the moment is the bottom has fallen out of the construction industry with many companies going belly up. This may have made the job front for a joiner a little more difficult in comparison to the boom times a few years back. Perth was once a cheap city..it is however the home of the biggest part of the mining operations in the nation, with WA reaping most of the benifits, this has driven up the cost of housing.

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Andy nufc June 10, 2013 at 12:00 am

Cheers Mike, bit gutted that joiners are not in much demand at the moment, saying that, I am willing to do any work I can to earn my way. My partner is set on Queensland and will be a social worker, you think there will be any difficulty gaining employment for her? Thanks for you advice, it’s nice to be able to talk to people there at the moment with first hand experience

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BobinOz June 10, 2013 at 7:00 pm

Hi Andy

Always difficult to say how easy or hard it would be for somebody to find work, best way for you to check it out is to read everything on my page Getting a Job or a Sponsorship.

You can also use the links on that page to Australia’s top online employment agencies to search for what you both do to see what is currently available. Good luck!

Bob

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Nermin Ruse June 11, 2013 at 12:53 am

Hi Bob,

I would like to emigrate to australia because my only sister lives there. I am 51 years old and a PA so am told not possible on a working visa. Could I move there and live without working if I could support myself and if so how much would they want to see in my bank account? or my income from renting out 2 properties?

Many thanks
Nermin

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BobinOz June 11, 2013 at 7:24 pm

Hi Nermin

I’m not sure if you could or not, I think you really need to get professional help from a MARA agent on this one. There are over 130 different kinds of visas, it’s just possible that some kind of business visa, family visa or even retirement visa (I think you would have to wait until you are 55) might work for you, but an agent would need to look at all of your circumstances and finances before being able to advise you if there were any possible way in or not.

I recommend my agent, if you’re interested, check out my Visa Assessment Service.

Good luck, Bob

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Nermin Ruse June 13, 2013 at 8:53 pm

Many thanks Bob! I’ll definitely be in touch with your recommended agent.

Kind regards
Nermin

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BobinOz June 14, 2013 at 7:13 pm

Thanks Nermin!

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Nermin Ruse July 31, 2013 at 1:13 am

Hi Bob,

Do you have an email address for your agent please? I have filled in the form but I need to send him some other information. I am not ready and don’t have the skill set to go at the moment so I wanted to email him separately explaining how things will change over the next 18 months.

Many thanks
Nermin

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BobinOz July 31, 2013 at 2:07 am

Hi Nermin

Yes, I certainly do, and I’ve sent you all the details in an email, you should already have received it.

Good luck!

Bob

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Kay and Dave July 16, 2013 at 6:43 am

Hi Bob,

This blog is great!

I was hoping you could give my partner and I some insight on how we will get on financially in Melbourne. We are a young married couple (25). My partner Dave is a construction manager and is getting a transfer from Glasgow, Scotland to Melbourne, Victoria. His expected salary will start around $90k. I work for a Global IT company as a marketing manager and have also been offered a transfer for $68. With the currency conversion, these salaries look great, but i am well aware that the cost of living/property etc matches the perceived increase.

What I am really keen to know is if we will be able to live comfortably in a relatively nice area. We would ideally like a two bedroom house, rather than an apartment, I don’t know if this is a little too ambitions just yet? Also can you recommend any districts/areas to go for?

Any advice would be greatly appreciated.

Kay and Dave (flying out in November)

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BobinOz July 16, 2013 at 8:17 pm

Hi Kay and Dave

I think with a combined salary of around $158,000 you should be quite well off, but of course much depends on how much you spend on your accommodation. Are you talking about renting? I suggest you ask about the areas on my page about Melbourne as there are people there who know the place better than I do and can give you some good advice.

Also, read the comments that are already there you will find huge amounts of information. You will also find links on that page about Melbourne to help you search for places to rent so it will give you a good idea of what you will need to pay.

Good luck, Bob

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Saurabh July 24, 2013 at 10:02 am

Hi,
I am an IT Professional in India, I posses total 8 years of experience. I have been planning and trying to land in Australia and get immigrated there for the past couple of years. While recently contacting a very good consultant in India, I am told by an immigration consultant, that I can get an IT Job in AUS most likely in Sydney or Melbourne.
So, I would like know at least how much do I need to earn for living a decent life in these two states. And how easy is to get a Job in IT there. For a person who has got total 8 years of the experience in IT, how much is the decent amount$ he should aspire for?
Please advise. I am really excited and worried at the same time to know the details. Since this is a very trustworthy blog, so thought to ask you guys(expert advisors).

Thanks in advance.

SS :)

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BobinOz July 24, 2013 at 6:35 pm

I suggest you visit 3 pages, these first two will help you calculate the cost of everything here, specifically you need to know how much housing is going to cost you in the cities you mention as well as the cost of everything else. Visit The Cost of Living in Australia of Everything and Cost of Buying or Renting a House in Australia.

Finally, to find out how much you might earn, visit this page…
http://www.bobinoz.com/blog/10153/australian-and-uk-salaries-compared-part-two-2012/ and click on the link in the opening paragraphs to My Career to get a good estimate of the salary range for what it is that you do.

Good luck! Bob

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Neeta Yeshwant Kevale July 31, 2013 at 3:42 pm

Hii Bob,

My name is Ms. Neeta Kevale. I have got the Permanent Residency of Australia on 18th June 2013. I have been trying to get the job in my field since then for the WA area, but have always been rejected some due to reasons like not being physically present in Australia. Please guide me how do I search for a suitable job in Australia before reaching there which is on 14th Oct 2013. I have been applying for jobs through seek.com.au, but are there any more of such websites which can fetch me a good and a relevant job from Human Resources.

Awaiting your reply.

Thanks & Regards,
Ms. Neeta Kevale

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BobinOz July 31, 2013 at 7:18 pm

Hi Neeta

This is easily one of the most common questions I am asked, but getting a job here while still living abroad is not easy. Fortunately I have linked up with an expert and she has written a book which you can read about on this page…

How to Find a Sponsored Job in Australia

Although the title says it’s about finding a sponsorship, it will work perfectly for you in your situation, actually even better, because you just want the job and not the sponsorship.

The book is extremely comprehensive and is excellent value for money, I’ve read it and I highly recommend it.

Good luck, Bob

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Neeta Yeshwant Kevale July 31, 2013 at 9:54 pm

Hii Bob,

Thanks for the details. Can u also help provide some of the not so commonly used but relevant job sites?

Thanks & Regards,
Ms. Neeta Kevale

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BobinOz August 1, 2013 at 7:25 pm

There are loads of them in the book, I can’t copy them and print them here though, that would not be fair to the owner of the e-book.

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mckenzie August 9, 2013 at 2:32 pm

hello bob,

me and my friend maya are planning on moving to Perth when we graduate high school. we understand the full expense of moving. we are currently saving up now. but I was wondering what are the best town/cities to live in near good colleges. websites that I’ve been to never give me a straight forward answer.
so I was wondering if you could.
thanks a bunch!

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BobinOz August 9, 2013 at 4:59 pm

I can’t help you with that McKenzie, I’m afraid I don’t know Perth at all, I’ve never been. Hopefully someone from over there will read this and help you out. Good luck!

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VN Sudhakar August 31, 2013 at 11:17 pm

Can you please specify the average salary of Architectural technician , I dont know about how a Dip. in Architecture from India, possess 18 years of experience., in site management, designs and supervision.
You are highly appreciated for the reply in advance.

Regards

Sudhakar

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BobinOz September 2, 2013 at 12:16 am

I don’t know off the top of my head, but there is a very useful link in this post that will help you, take a look at…

http://www.bobinoz.com/blog/2667/cost-of-living-in-australia-wages-compared/

Hope that helps, Bob

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Mike September 2, 2013 at 1:34 pm

G’day Sudhakar

Sadly Architects aren’t paid that much in comparison to other technical careers, such as engineering, Each state in Australia will have a different average salary that is paid to Architects. Some states pay more that other states but the costs of living in those states is more. Generally an Architect in Australia with a Degree and a few years of experience could expect around $70,000. If you are looking at working in private industry it could be more, government a little less. That said it is all about how you sell yourself at the interview.

You might find however if you have significant Project management experience that can be documented it would be better to go for those sorts of roles as they are generally paid at a higher rate and there is usually more opportunity for progression. Where I work we currently have around a dozen architects on salaries ranging from about 43 up to 110,000. but at the same time we have about 10 times that number project managers in various roles from site management to large scale project management on salaries ranging from 95 to 180,000..but for all these positions it was how the individual sold themselves during the interview stage that determined their ultimate pay rate.

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VN Sudhakar September 3, 2013 at 1:11 am

Mr. Mike,

Thnx a lot for the valuable information provided, Thnx again

Regards

VN sudhakar

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Glenn September 9, 2013 at 2:55 pm

All I have to say is wow, wow to all the people “struggling” on over 100k a year. You obviously have too many expectations in life. I earn ~40k a year before tax. So I get ~750 a week and guess what? I pretty much consider myself loaded, I only work mon-thu, 38 hours, I do my own home study when I feel like it, I have no problem saving for things like new t.v.’s, pc’s, rego, bonds etc. On top of that, I party at least 3 days a week, so… Idkno what to say, maybe you were all just too spoilt.

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BobinOz September 9, 2013 at 11:55 pm

Can you lend me 20 bucks?

Just kidding Glenn, I think it’s great that you can survive on 40K a year, it just shows what can be done with good budgeting. Just a couple of things though, obviously it sounds like you only have yourself to fend for, but what about rent/mortgage? How do you pay for accommodation?

Obviously everybody’s situation is different, I certainly could not survive on 40K, not with a wife, daughter, two cars, two cats, a dog and a house to take care of, but I could see how someone on their own paying say $100 a week for a room would get by and still be able to party like you do.

Cheers, Bob

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Ryan September 10, 2013 at 12:15 am

Lots living way beyond. I am a brit I have been living on $54,000 in perth for 11 months now, I am the only sole earner as my partner study’s. I rent my own 2 bedroom in perth for $360 a week, and I still manage to save $180 a week on average. Of course we are taking it easy with money but it is more than possible. $150 per week on food per person is insane, we spend about $80 for 2 of us together a week, that does our dinners and my lunch at work, you must be eating gourmet every night of the week.

I have just got a payrise, I now earn $70000 and will easily be able to survive with the extra $200 a week after tax. When my gf works and earns similar we will be stinking rich, at least compared to our life if we had stayed in London.

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BobinOz September 10, 2013 at 2:05 pm

Hi Ryan

Again, it’s great to hear from someone who isn’t earning a fortune and yet still manages to live comfortably, especially in Perth. It’s incredible how wildly different peoples needs are and how they handle their own budgets.

As I mentioned above, everybody’s circumstances are different, and people, for example, with one income and say 4 children will clearly need to earn more money than those who are either living on their own or without kids.

Even so, I’m sure your comments will help many people who may have been frightened witless by some of the other comments in this thread.

Cheers, Bob

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Mike September 11, 2013 at 6:10 am

It’s the age old issue. What is comfortable for one person isn’t what someone else considers comfortable…for some they want to own their own home so need to be able to cover a mortgage..which in most major cities is far in excess of the rental costs..To others renting is fine…some want a car others don’t..that is why it is impossible to say what you need to live comfortably.. Me I like to have my own car, my own home and enough to save for retirement in excess of the standard super contribution and of course still have money left to go out to the movies, dinner and the like. I do however only spend about $80 a week too on food for my wife and myself..and still have people over for dinner on that…so it is possible…and no I don’t much like vegetables so we still eat quite a bit of meat..grocery shopping is about seeing what deals are running and what purchases you make regularly and buying those things in bulk lots if they go on special. I have friends that are renting with 3 children that survive well on a single income in Sydney on less that the average income for a Sydney person..so it is possible..they know they will be renting forever but they don’t mind that

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BobinOz September 11, 2013 at 5:28 pm

Precisely. Some people, no matter how much they earn, will think it’s not enough because they always seem to live slightly beyond their means. That’s why it’s really difficult for me to answer these kinds of questions and why I hardly ever say “yes, you could live really well on that!”. Because if I did, next comment might be…

“You said I could live really well, I can’t even afford a speedboat!”

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Red Rose September 29, 2013 at 3:45 am

Excellent blog!

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BobinOz September 30, 2013 at 2:39 pm

Thanks Read Rose :-)

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TA October 8, 2013 at 5:48 am

Bob,

I am very impressed with your website and all the effort you have put forth to inform all of us. I do have a quick question regarding salary, and since you are in the Brisbane area I figured you would be a good source to ask. I have done countless hours of research online and spoke to a few Aussies, but none have been from Brisbane.

My wife and I currently live over in the USA and I have received a job offer to move over in Brisbane to make 92,000/yr (AUD). My wife and I are young (26/23) and have no kids other than one dog we would like to bring along, so we are in a great position to go on this adventure. However, my main question is regarding the cost of living, since we’re not certain if/when my wife would be able to find work (she is a fitness instructor here). Is 92,000/yr enough for the two of us to live comfortably (going out to eat for a date-night once a week, driving around to visit beaches, etc.) in the suburbs of Brisbane? We are not city people, so we would prefer to be somewhere between Brisbane and the Gold Coast. I’ve looked up rent at about 500/wk on average.

I appreciate any info and advice you have to give.

Thanks

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BobinOz October 8, 2013 at 1:33 pm

Hi Ta

On $92,000 a year I am pretty confident that the two of you and your dog will be able to live quite comfortably here on the one salary. Your estimate for weekly rent is about right, although you’ll probably find you can get somewhere for even less being as you do not want to be close to the city. $400 per week can get you a nice four-bedroom detached house in one of the outer suburbs.

It’s always difficult for me to be able to tell whether someone will have “enough money” because everyone spending habits are different, but it’s hard to see how you will struggle on this wage, average salaries here by the way are about $70,000 per annum.

Good luck, hope you get to enjoy Brisbane is much as I do.

Bob

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TA October 10, 2013 at 3:16 am

Bob,

Thank you for your quick response. Now our biggest worry is getting our 3 year old pup over there safely. We will definitely be using your wife’s company to make sure our pup doesn’t absolutely dread life while in quarantine. AU has some strict rules when it comes to importing dogs…we’re just hoping it doesn’t affect our pup and her personality. That’s the hardest part of this opportunity.

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BobinOz October 10, 2013 at 2:15 pm

Yes, it is a worrying time for dog owners, but my wife sees hundreds and hundreds of dogs coming through, they do survive. Her service will certainly make your pups stay a more pleasant one. Cheers, Bob

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John October 29, 2013 at 9:00 pm

Hi Bob,

I have gone through all the posts here and thanks for starting up this website. I am single in late 20s and am awaiting PR from OZ. Hopefully by Dec 2013 I will get it. I am working in Dubai and I need to know how much money I should bring when I land in March or April 2014. I want to get a single room accommodation and need some time to find a job in Melbourne. I am not carrying anything except my clothes. I think it will take around 2-3 months to find a job as I am a non IT Engineer. Pls advise. Cheerz.

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BobinOz October 30, 2013 at 12:29 am

Well, without being facetious John, it depends what you want to buy when you get here. I can’t give you an accurate figure, for example, if you smoke 50 cigarettes a day then I could already be out by around thousand dollars a month just on that one small detail.

I think you need to have a look at my page about The Cost of Living in Australia of Everything to give yourself an idea of how much you need to bring.

Good luck, Bob

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roy January 2, 2014 at 1:19 am

Hi bob..firstly an extremely elaborate site and need to thank you for this..

I plan to relocate to sydney at a base salary of 125k with a wife and 5 yrs kid.apart from this expect superannuation and a 10 percent bonus.
I Plan to send the kid to a public school and stay in a 1 bhk of arnd 500 pw near shelley street.i am the sole bread earner.
Assuming a vegetarian lifestyle with some entertainment like beach and a normal dinner …how much do you think i can save monthly..your help would be appreciated.

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Mike January 3, 2014 at 8:04 am

Good Morning Roy

The First thing to do is Check the Australian Taxation office. The base Tax rate starts for none Australian residents at 32.5% The goes up to 37% for every dollar over $80,000. So that would put you on about $6500 per month. Public School (Government Run) is essentially free, You didn’t say which Shelley Street. The one in Sydney you would be lucky to find somewhere to rent at 500pw. There are a few 1 bedroom apartments in Sydney for that price but Sydney’s Shelley street is the home of the super rich, looking at near to 2000 per week. Vegetarian lifestyle shopping at the markets for 3 should easily be under 100 a week. My wife and I eat meat and that only costs us 90 per week.

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BobinOz January 5, 2014 at 8:48 pm

Hi Roy

Mike (thanks Mike) has given new a much better answer than I could have done :-)

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roy January 5, 2014 at 10:59 pm

Thanks Mike and Bob.

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peaceOfheart January 14, 2014 at 3:51 pm

Sup?
This is a very depressing discussion.What you people need is to open up your eyes.
Step into the light.Land back on earth.Realise your purpose in life.Stop chasing the money, and leave the material filth. Your purpose in life was to Worship Allah(GOD) Alone. You will never find happiness and contentment until you give your heart to the one who rightfully owns it. Im not saying leave everything, what I am saying is seriously wake up, stop trying to look into the wrong places. No matter how much you earn you will never be content.You can look at anyone even the richest and most famous people are not content e.g Michael Jackson on Drugs? Why? Because all that stuff cant and will never bring you happiness.Fame money and all glamour is a trick by the devil to keep you busy and heedless from returning to, and remembering your LORD who gave you life, and he will surely take it back (death). Same with drinking, smoking, and drugs momentary pleasures. You think it brings you pleasure but infact it is the complete opposite, but you follow desires and you percieve not. Oh you fools SEEK/LEARN/ACCEPT the truth which has been brought to you.Islam will liberate you from this evil delusion, state of heedlessness and it will bring you back to your Creator Allah. That indeed is true success both in this world and the next.

#Islam Religion of GOD, further info Youtube : Lebo2196

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BobinOz January 15, 2014 at 12:32 am

I think you are on the wrong website mate.

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Ade January 17, 2014 at 3:16 am

Hi
Have recently been offered job in Brisbane with a salary of £90,000 plus 9.25 per cent super. Can you tell me if this is a good salary and would me and my wife have a good standard of living.
Also is Brisbane a good city to live in and where are the best areas to look for houses
Thanks
Ade

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BobinOz January 17, 2014 at 1:28 pm

Hi Ade

Last time I checked, which was only about a year ago, average salaries here in Australia were $68,755 per annum. So your salary is definitely above average and on that basis I think you and your wife will have a reasonably good standard of living.

Where to live though, that really depends on where you are going to work and whether you want city life, countryside or close to the coast, that sort of thing. Always a good idea to live close to where you need to travel each day for your job.

Cheers, Bob

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Barn_E January 21, 2014 at 7:35 am

Plz can you tell me about the average wealth for Canberra, I need it for homework on Thursday 23rd

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BobinOz January 21, 2014 at 11:38 pm

Gosh, homework is tough these days, I know a lot of stuff about Australia, but I don’t know that one. Hope you find the answer :-)

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Barn_E January 24, 2014 at 3:02 am

I know right!!! Plus, I am in year 7.(I am in set 1 as well!)

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Mike January 23, 2014 at 7:46 am

Sadly I will be too late for Barn_E but the average incomes and Wealth can often be found on the Australian Bureau of Statistic web page, for ACT the Average household wealth was in the last study period (2011-2012) approximately $930,000.

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BobinOz January 23, 2014 at 11:24 pm

Great answer, didn’t know ABS had that kind of info. May not be too late for Barn_E, maybe he took his smart phone to school, looking for updates :-)

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Barn_E January 24, 2014 at 3:07 am

Bob, I looked at that site earlier on Tuesday night but I didn’t find that!! I guess Mike is good at finding out questions.

If Mike is seeing this comment can you tell me if you have a website? I highly recommend you should have one.

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BobinOz January 24, 2014 at 6:51 pm

Don’t beat yourself up, ABS has a gazillion pages, hard to find some stuff. Instead, pat yourself on the back for taking the initiative and asking the question on here. It worked.

Mike will hopefully see this, he is good, isn’t he? Let’s hope he’s got a website that can help you with all your homework :-)

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Mike January 27, 2014 at 7:56 am

sadly I don’t have a website I am often too busy with work, so I just check in here when I am having a break. The ABS website is a mess, I used to do a little work with ABS data when I was at university a number of years ago so I knew it would have the data..it’s just a nightmare to navigate.

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Barn_E February 1, 2014 at 3:01 pm

It seems like it would take ages to find anything if there were that many!!!

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mario January 23, 2014 at 8:02 am

Hi,

I got a job offer 70KAUD in Canberra before tax as a permanent resident. I am married with a kid. Do you think that it is a comfortable salary given that I have a mortgage of 800AUD per month

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BobinOz January 23, 2014 at 11:41 pm

You won’t be rich, but whether or not you’d be comfortable really depends on what your idea of comfortable is. These are always impossible questions to answer, everyone is different.

Your mortgage is low at $800 a month, some have to cope with 2k plus per month and 70k a year income is very slightly above the national average.
You’ll get by, but don’t order the speed boat yet :-)

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Donna January 30, 2014 at 1:00 am

Hi there just looking for some advice

We are a family off six and was thinking off moving to perth maybe tapping area. As I have a young family it would only be my husband working full time, he is a plumber heating engineer gas fitter, do you think we could live off one wage? Looked at wages but they are all different and hard to finger out, we do manage it in scotland was just wondering if any other family’s in perth are in the same boat?

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Mike January 30, 2014 at 6:29 am

It would depend on his income and what you mean by manage. It also depends on are you looking at buying or renting. How many bedrooms do you want, and a whole myriad of other things. For example I have a friend that lives in the south west of Sydney, they rent, single income, three children. They don’t go on holidays anywhere that needs a plane. They have just one car and don’t eat out much. I have other friends that have no idea how people can make ends meet on less that 150,000 a year. It’s almost all down to being realistic and your perception of life

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Donna January 30, 2014 at 7:15 am

Hi there

Thanks for Reply

I would be renting and hoping for a four bedroom, just now we live on about 3500 a month , I would want to go visit family at some point over the years. Can I ask not that wanting hand outs but do u get child benfit there? Also do you no anything about the mines?

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BobinOz January 30, 2014 at 4:44 pm

Donna, this doesn’t really help. You need to know how much your husband is likely to be earning, then you need to go through all the helpful links on this page about how much stuff costs here, and work out your own budget.

You need to know how much rent you will be paying, again there are links on my page Cost of Buying or Renting a House in Australia to help you with that.

Once you know all of these things more precisely, then it might be an idea to ask your question on my page about Perth as that city does tend to be more expensive than most. If you give enough details, someone from over that way may be able to help you.

Good luck, Bob

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mike February 1, 2014 at 2:42 pm

g’day Donna you don’t get child benefits or medicare until you have been here a certain period of time, you are expected to be self sufficient the exception to this rule is people that are approved refugees which get immediate access to benefits.

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Donna February 1, 2014 at 10:31 pm

Thanks for all your help

You just hear that many different things, it would be a pr visa we would be looking at. Do you no anything about the mines mike?
Is it Perth you stay ?

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BobinOz February 3, 2014 at 2:03 pm

If it is a PR visa, then I think you would get some child support immediately, but how much would depend on your financial situation. You would have to discuss it with Centrelink when you get here. I would ask your question about the mines on my page about Perth.

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Mike February 8, 2014 at 5:49 am

Generally with payments for Children it is tied to your income and what other Benefits you get, so when on unemployment benefits with children you get a little more money

Or you get access to family tax benefits A and B, also a child care rebate.
The below website is the best place to find out what payments there are, there is an estimator to find out how much you might be able to get depending on your circumstances
http://www.humanservices.gov.au/

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Donna February 3, 2014 at 7:03 pm

Thank you bob

All your information is great thank you

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Shirley February 4, 2014 at 6:25 pm

We are coming over to Perth and are in our mid 50’s,a little bit worried about the job situation,my husband is in I.T.He works for the NHS over here and looking at the prices in Perth now,it’s scary.
I have family there so not too bad but they find it difficult too,been checking out the jobs and can see the availability but worried about ageism,It is difficult getting jobs over 50 in the UK,so hoping its not madness to give up a job to start again in Perth.

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BobinOz February 4, 2014 at 8:28 pm

Being an old person myself :-), I should be able to answer this, but then I’ve never looked for a job in Perth.

So I’ll have to leave this question to someone else to answer, if you get no response here, maybe you should ask a similar question on my page about Perth.

Good luck, Bob

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Mike February 8, 2014 at 5:34 am

Hi Shirley,

Getting a job when you are 50 would depend on where you were looking to get employed, the government has a strict hire system and panel criteria for employment so age isn’t a factor in getting a job, private industry is different and sets their own rules so it can to some extent make life difficult for older people looking for work. Perth is now an expensive place to live due to the boom that the mining sector experienced which has driven the prices up. Now that it is coming to an end, the prices may fall but for someone entering the market now it could be a case of buying in at the top of the swing..

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Nick February 11, 2014 at 7:07 am

Hi, Bob i got a job offer in AU, of AU$7500. Will that be enough for survival in AU?

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BobinOz February 11, 2014 at 5:59 pm

If you mean per month, then yes, assuming it’s just you. If you mean per annum and you have a wife and four kids, no chance.

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Nick February 11, 2014 at 6:04 pm

Its per month and per annum is AU$90 000, is that fine if you have wife and 2 kids,

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BobinOz February 12, 2014 at 3:08 pm

Average salaries here are just under 70 K per year, so you are above that. Your survive, but how easily (or with how much difficulty) will very much depend on your major outgoings, rent/mortgage, cars, that sort of thing.

Also, those two kids, you may have to pay for their education, see my article State School Fees for Temporary Visa Holders in Australia.

Good luck, Bob

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kedar shetty February 17, 2014 at 1:10 am

Hi…nice to see loads of information. …..thanks…keep rocking

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BobinOz February 17, 2014 at 7:26 pm

Thanks, I will :-)

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james February 19, 2014 at 1:04 am

Hi Bob great website – some good information.

We have appointed a migration agent and will be hopefully looking to emigrate to Melbourne in around 6-12 months time – I am in civil engineering and my contacts in recruitment in OZ have suggested a salary of around $175,000 australian could be expected. It is my wife and myself with our 3 year old son. we would be looking for a 4 bed house.. my wife does not plan to work at this stage -what sort of standard of living should we expect? Thanks James

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BobinOz February 19, 2014 at 5:19 pm

Providing you don’t have a serious gambling problem and your not, for example, a collector of vintage aeroplanes, I think you’ll be just fine :-)

Your be earning about 2 1/2 times the national average salary, so I would think you can expect a more than reasonable standard of living.

Cheers, Bob

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Benny March 3, 2014 at 8:19 pm

Hi Bob
I would love to move to Australia and have found a consultancy job in Sydney which looks great. The salary is approximately $55,000 (I currently earn £31,000 in the UK)

Is this a good salary? Is Sydney too expensive to live comfortably on $55,000?
Benny

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BobinOz March 4, 2014 at 12:52 am

Hi Benny

No, I’m afraid it’s not a good salary, the average salary here in Australia is about $69,000, for Sydney the average is probably higher than that. Sydney is also our most expensive city, so depending on your circumstances, I think you might find it quite difficult to live comfortably on that money.

That’s just my opinion though, everybody’s living expenses are different, but you wouldn’t do yourself any harm trying to get a better paid job.

Good luck, Bob

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Jamie March 25, 2014 at 7:21 am

Dear Bob,

I got a job in MELBOURNE in IT, salary is $70K + SUPER , we are a couple but i will be single earner as my wife can’t work, i will have to support myself and my wife.

Is this salary enough ? I don’t ask for much, as long as i can rent a 1 bed or 2 bed with basics covered + 1 annual vacation + small luxuries (like dining out once a month or a movie) + small savings like $700 per month then i am content.

Do let me know if you feel this is enough for Melbourne.

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Jamie March 25, 2014 at 7:22 am

i dont plan to get a mortgage however i plan to get a car (old car like 2001 model) for transport.

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BobinOz March 25, 2014 at 4:56 pm

It’s always difficult to answer these sorts of questions, but it sounds as though you budget sensibly and you won’t be looking for a flash new car, so I think you will be okay. $70,000 is neither low or high, statistics say it is almost exactly the Australian average salary. Melbourne is not our most expensive city either, nor is it the cheapest, it’s probably about average as well.

So on that basis, I’m sure you will be fine.

Good luck, Bob

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Mike March 26, 2014 at 5:50 am

It depends where your annual vacation plan is..roughly on that income, if you are a resident of Australia (permanent resident for taxation purposes) they you can expect to hand the government around $14500 from your 70K living in the outer suburbs of Melbourne in a 1 or 2 bed is around 250-300 mark per week you will find places cheaper than this and significantly more expensive than this. Groceries probably around 100 a week. phone, electricity, fuel if you get the car, transport (which is good in Melbourne), insurance things like that probably budget another 100 a week. So as long as you aren’t going on 4 week trips to Europe each year you should be fine. That said, trips to Europe are cheaper than trips to many of the iconic places in Australia.

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Vijay April 10, 2014 at 3:19 pm

Dear Bob,

Vijay from India here.

I have got an PhD studentship opportunity at University of Newcastle, NSW, Australia.
My marriage is also on cards so would you let me know, is it comfortable to live in newcastle, NSW, australia for a couple on a PhD stipend ($25K). Also if there are job opportunities in Newcastle. My wife has been working as Mechanical Engineer in a MultiNational company for last 4 years. Are there any scope of jobs in australia. If not what is the amount for living comfortably for a couple at Newcastle, NSW, Australia.

Sincerely
Vijay

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BobinOz April 11, 2014 at 12:30 am

Firstly Vijay, thank you for introducing me to a word I’d never heard of before. I thought ‘stipend’ was a typo, but I googled it to be sure on the basis that every other word you had typed was spot on.

I never knew, but now I do.

$25k for two of you? My gut instinct is to say it’s impossible, but would you be getting free accommodation and maybe some kind of cheap student meals thrown in? If not, much depends on how much you do need to pay for accommodation in particular as well as other expenses.

To give you an idea, average salary here is something like $70k a year, but I know some couples do survive on $50k. So that’s the sum I would aim for, unless you are getting assistance with accommodation.

Good luck, Bob

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vijay April 11, 2014 at 12:51 am

Wow taught english to an Englishman . But yes thanks for advice. Expected word on jobs for expats

Vijay

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BobinOz April 14, 2014 at 4:26 pm

Okay, don’t tell everyone :-)

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MP April 17, 2014 at 4:15 am

HI Bob,

Found lot of blogs and discussions very interesting and informative. Recently I got an offer in Australia-Perth with annual offer 165000 AUD + super. Will it be ok for me & my family(total members 4 including me) ? Do you have any idea what will be the per week cost for a house of 2 bed room+kitchen apartment for rent in Perth ? Is it possible to save up to 3000 AUD every month ?

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BobinOz April 17, 2014 at 2:45 pm

All I can tell you is that on that money, you should be able to live reasonably comfortably and if all you need is a two-bedroom apartment, I don’t see why you shouldn’t be able to save a significant sum each month.

Take a look at my page called Cost of Buying or Renting a House in Australia and have a look around to see how much you would need to pay each week for rent.

Good luck, Bob

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goldghost June 16, 2014 at 11:13 pm

MP,

Your after tax income would be almost $10,000 a month on that salary ($9666 according to the Oz govt tax calculator:

https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/income-tax-calculator

A two bed apartment/unit in Perth would start at about $2000 a month. However you could rent out a bigger and/or nicer place for a bit more money and still be able to have a comfortable life and save $3000 a month.

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amanda April 25, 2014 at 6:29 am

Hi Bob,
this may have already been asked several times but i couldnt find it on your page. i am currently beginning the process of applying for a skilled migration visa. do you know if i have to have a set amount of money available in bank for this type of visa?

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BobinOz April 26, 2014 at 4:03 pm

As far as I am aware, there is no ‘set amount’. I think they do ask the question with regard to how much money you intend to bring, but I really don’t know what they do with the answer and I’ve never heard of anyone being refused because they didn’t have enough money.

This is only my opinion though, I don’t know what the official answer might be.

Good luck, Bob

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kevin May 15, 2014 at 7:58 am

I am 49 married and from Canada. My wife and I are considering moving to Darwin. My salary could be 95,000.00 and she would likely make admin assistant pay range. Is this doable income to live in respectable two bedroom rental for a couple years. Thanks so much for any guidance

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BobinOz May 15, 2014 at 4:48 pm

Yes, it is doable, but much depends on that rental. Last time I was in Darwin (well, the only time) rental properties were hard to find, and quite expensive. So just do your research first to see how much a rental would cost, hopefully you could get something for around $500 or so a week in which case you should be okay.

Good luck, Bob

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James Payne May 31, 2014 at 9:58 am

Hi Bob,

How are things down under?
Wondered if you could offer some advice how the best way to transport the money I hope to bring over with me to Oz. I know there are services to assist in transferring currency, however many take I feel is quite a high percentage.
Can you suggest anything? Much appreciated.
Thanks again as always.

James

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BobinOz June 2, 2014 at 3:46 pm

Hi James

Things are good down under, very good :-)

Yes, it’s a big decision picking a foreign exchange company, but I have been working closely with a company on this website for, well, it must be over two years now, they are very very good.

They keep their overheads low, no fancy offices in London, which means they can offer fantastic exchange rates. You can read more about them on my page called Currency Exchange.

Good luck, Bob

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KK June 1, 2014 at 9:24 pm

Dear Bob,

Good day.

I found this is very useful portal and glad to find it.

I’m from India. I’m qualified CMA (Cost and Management Accountant), India and MIPA, Australia with 7 yrs of finance, costing and management reporting experience.
I’m bachelor and currently working in Dubai for AED 180000 p.a. (15000 ADM p.m.). My net savings per month after all IBHK house, food, transport expenses etc is approx 12000 AED. (Indian Rupees 180000 approx.)

Now I got an offer in Australia for 140000 AD p.a. Is this good offer, can I able to save money at least as like how I’m able to save in Dubai after meeting comfortable expenditure? My life style is quite simple and medium. I cannot compromise, if my savings would be less than 180000 INR per month after relocating to Australia. As an individual how much I need to spend per month including 1BHK house, transport, food and other basic expenses with a rough figures..?

I ll be very glad if you can advise me in taking this important life time decision.

Anticipating for your kind response.

Thanks,
K.K.

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BobinOz June 2, 2014 at 4:50 pm

If I have followed your figures correctly, you are asking if you can save $12,000 AUD (Indian Rupees 180000 approx) per month minimum, yet you will actually be earning less than that if your salary is $140,000 per annum.

So the answer is no.

Cheers, Bob

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KK June 3, 2014 at 4:53 pm

Thank u so much Bob.

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Mike June 3, 2014 at 7:57 am

I think the current exchange rate for Australian Dollars to AED would put your salary at around 55,000 AUD p.a. So you would be on more money, however depending on where you end up living in Australia housing, food and transport could cost you much more than what you would currently be paying in the UAE. 180K INR is about 3.3K AUD per month that you are looking at saving. Tax rate here for a non-resident starts at 32.5% and goes up at 80K so you would be looking at paying something like $48,000 in tax. It would depend entirely on how you spend your money but it would be a close run thing as you would be left with about $4K after your savings are taken out each month for rent, food, transport, bills and anything else you like doing

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BobinOz June 3, 2014 at 4:54 pm

Thank you Mike, I completely mis-read that in my haste, good answer.

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KK June 3, 2014 at 4:55 pm

Thank u so much Mike for all the analysis and guidance.

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KK June 3, 2014 at 5:02 pm

Thanks Mike for ur guidance note.

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Lee June 7, 2014 at 11:18 am

Hi Guys
I know this is a very difficult question to answer due to individual differences but I have been offered a Job on a PR visa with a basic salary of $70,000 + super increasing to $84,000 with bonuses in Melbourne.

Me and my family (wife & 2 pre-school children) are very tempted to take this for the experience but I do not want to put us in an impossible financial situation especially as my wife wants to be a stay at home mum which currently she can just about do in the UK.

So I was wondering your thoughts on if this would be a workable situation, we would want a similar standard of living to we have now, 2 bedroom house with small garden (ideally would want to be 30mins from Brighton area), running 1 car, bills paid without worrying and enough left over to save for a holiday each year. (In terms of leisure we don’t spend a lot as mostly we walk / camp & fish as well as maintaining our allotments, we may eat out once a month if we are felling lazy)

Thanks In advance

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BobinOz June 9, 2014 at 11:55 pm

It all hinges on how much you will be paying out for rent or mortgage. You need to do some research on where you want to live and then work out what your monthly rent/mortgage might be based on your situation.

My page about the Cost of Buying or Renting a House in Australia should help with that. If you can come back here with more information about that, it would help.

Cheers, Bob

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nath June 12, 2014 at 10:27 pm

If you don’t have much money, don’t worry. You can always liquidate your assets on swap4beer!

First thing when you arrive, sign up, log on, and start liquidating. It’s hot down here!

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BobinOz June 13, 2014 at 9:40 pm

HAHAHA! Swap4beer, brilliant!

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Rizwan June 24, 2014 at 8:41 am

Dear BobinOz,
I am a Mechanical Engineer with eight years of experience and i am in process of skilled immigration. I hope you will not mind my question. My question is at least what salary i can expect in Perth and how is the job market currently?
Please reply.

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BobinOz June 24, 2014 at 7:36 pm

You can do some research on that yourself using the links on my page called Getting a Job or a Sponsorship. Through one of those links, can’t remember which, the website has published information on average salaries for various professions, that should help as well.

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mike June 30, 2014 at 7:09 pm

hi i have a quick question , i have an offer for sydney for aud 130,000 p/a

with my wife and 2 kinds is this a comfortable sarary to live in Sydney

many thanks
mike

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BobinOz June 30, 2014 at 9:52 pm

I would hope so Mike, that’s almost double the Australian average salary. How comfortably you are able to live though will very much depend on what your rental or mortgage costs might be, property can be hugely expensive in Sydney.

You can do some research on that through my page about Cost of Buying or Renting a House in Australia.

Cheers, Bob

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Gaurav July 15, 2014 at 6:33 pm

Hi Bob,

Great website. I guess my question is fairly standard. I have been offered a role in a bank in Perth. Salary offered is 155000 p.a (141000 + super). I understand that given the taxation structure etc I will take home around 7700 per month. Was wondering if that is sufficient to have a comfortable lifestyle in Perth for myself , wifey and a 3 yr old daughter. By comfortable I mean – 3 bedroom house/apartment in a good location, 2 cars, schooling, other expenses such as food / entertainment and savings of around 2000 / 2500 dollars per month. Eating out would be around once a week.

We plan to move from India and also would like to know if Perth is a cosmopolitan city.

Thanks for your help and advice.

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BobinOz July 15, 2014 at 9:01 pm

What’s the cost of the house? How much deposit you have? What will be the duration of your mortgage or will you actually be renting? What are the costs of the cars you intend to buy and how many kilometres you expect to drive each month? Will you be using state or private schools and if private what will be the cost of each term? What foods do you like to eat and how much do you eat?

No, I don’t expect answers Gaurav :-), I’m just trying to illustrate how impossible it is for me to answer your questions.

This page is here to assist you and help you do your own research, if you use the links I provided and spend a little time, you’ll get your answer. I can’t magically give it to you.

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Vishal August 24, 2014 at 12:06 am

Hi Bob,

My company is offering me a work permit for Australia- Sydney for 2 yrs. They are offering me 80k( including super). I need to know if I would fall in the resident category for tax calculation. Also is a monthly salary of $4700 enough to live outside the city.

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BobinOz August 24, 2014 at 9:06 pm

I’m afraid I can’t really help here Vishal, I’m not 100% sure how the tax thing works on a temporary visa, and when it comes to ‘enough’ money to live on, that means so many different things for so many people.

Much depends on the rent you will be paying and if it’s just you or if you are bringing a family. So it’s impossible for me to give you a yes or no answer.

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Houssam Abou Faraj September 23, 2014 at 2:18 pm

Hi I’m Houssam Abou Faraj from Lebanon , i’m living and working in KSA , my domain is in Hospitality and i’m earning like 2300 US $ per month . My question is which is better in salaries KSA or Australia ? Thank You .

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BobinOz September 23, 2014 at 7:08 pm

I’m pretty sure you would earn more here in Australia, but you can check that out for yourself on my page called Australian and UK Salaries Compared

There are a couple of links in that article to websites that give details of average salaries here in Australia.

Cheers, Bob

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James September 28, 2014 at 4:14 am

Hi Bob,

A brilliant site, incredibly generous of you to run and maintain it for the common good.

OK, so I’m Australian, currently in London. Been here for almost 10 years, and now have the trappings of supporting a wife and 2 small children. Undoubtedly, the life is better back home, particularly for the kids. I’m originally from Sydney, but property and lifestyle are more affordable in Melbourne, so that’s the planned destination.

I’m currently the sole earner on £100k GBP. In post-recession Britain, this is a healthy salary. Looking at roles in Australia, the same sort of work starts around $150k AUD. I’d like to send my kids to private secondary, still a good decade away (and who knows what I can make between now and then), but I would like to know whether I am ‘dreaming’ to think I can afford the same lifestyle back home on that type of money?

I know you have referred to doubling the GBP into AUD, but does this rule also apply to the top end of salary earners? I’d be interested to hear our thoughts (or anyone else who wants to reply too).

Thanks again for a terrific site… I’m using it with good effect on my pommy wife… And who knows, we may be out there soon too ‘living the dream’.

Cheers,
James

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BobinOz September 29, 2014 at 4:48 pm

Hi James, and thanks, glad you like my website.

It’s a good question, and as you say £100k GBP in the UK right now is a very good salary indeed. $150k AUD is also a very healthy salary to be receiving here in Australia at the moment, it’s double the national average.

You are currently living in London, easily the U.K.’s most expensive city, and you’re looking now at Melbourne which is probably Australia’s second most expensive city behind Sydney. It’s difficult to answer this question accurately, much depends on what your current mortgage/rent outgoings are in London compared with what they will be when you get here.

I’m pretty sure you will be able to afford a good lifestyle here on that kind of money, but as you say that’s what salaries start at here, hopefully you might get more than $150k, and the closer you get to 200k, ie doubling it, the better off you will be. But I think you will be fine anyway, lots of people can only dream of earning the kind of money you are likely to get here.

Even if you are slightly worse off, you can’t put a price on sunshine and the better environment in which you will be bringing up your kids. Beaches are always free :-)

Good luck, Bob

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jj December 7, 2014 at 7:13 pm

what will be the savings of a taxi driver in perth after expenses

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Mike December 7, 2014 at 8:49 pm

jj depends on how much the taxi driver earns and how much his/her expenses are.

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noel December 9, 2014 at 8:26 pm

Hi there,

Im a mariner ,and i would like to settle in australia,what would be an interesting package if i wanted to settle down under

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noel December 9, 2014 at 8:42 pm

im from india by the way

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BobinOz December 10, 2014 at 5:09 pm

$100,000 a year would be interesting.

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